
104- 200 Collier Street, Barrie
Barrie
$549,900
Cash flow, cap rate & mortgage breakdown
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Listed by RE/MAX HALLMARK PEGGY HILL GROUP REALTY
Investment Analysis
Key Facts
Type
Condo Apartment
Bedrooms
2
Bathrooms
1
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$1,900/mo
Estimated from market price-to-rent ratios
Remarks
GROUND FLOOR END UNIT IN A WELL-MAINTAINED, QUIET BUILDING JUST STEPS TO THE WATERFRONT & DOWNTOWN BARRIE! Life at "The Roxborough" Condos brings together quiet living, beautifully kept surroundings, and the ease of walking to the waterfront, the downtown core, dining, entertainment, and the Farmers' Market. This charming and quiet 3-storey building stands out with its elegant stone exterior, boutique character, and meticulously kept gardens, offering underground and visitor parking, a community room, and a guest suite. The well-kept interior with a functional layout features newer wide-plank engineered hardwood flooring through the principal rooms, adding warmth and durability, while the modernized U-shaped kitchen makes a statement with quartz countertops, white shaker cabinetry topped with crown moulding, and stainless steel appliances. Double garden doors open from the living and dining room to a ground-floor terrace wrapped in lush greenery and mature gardens, a rare and inviting extension of living space when the weather turns warm. Two comfortable bedrooms each offer double closets, adding flexibility for guests, hobbies, or a tucked-away home office. Water is included in the condo fees for predictable monthly living, and the unit includes a locker and the option to rent a second parking spot. This is a standout #HomeToStay for buyers who want downtown living with a calmer place to call home.
MississaugaInvestor.ca
104- 200 Collier Street
Condo Apartment · 2bd/1ba · ~850 sqft
$549,900
Cash-Flow Report · August 2, 2026
Cap Rate
0.86%
Monthly Cash Flow
-$2,138/mo
Estimated Rent
$1,900/mo
Cash-on-Cash
-21.3%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$1,900 |
| Mortgage | −$2,531 |
| Property Tax | −$527 |
| Insurance | −$225 |
| Condo Fee | −$660 |
| Vacancy (5%) | −$95 |
| Cash Flow | -$2,138/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$22,800 |
| Vacancy (5%) | −$1,140 |
| Property Tax | −$6,324 |
| Insurance | −$2,700 |
| Condo Fee | −$7,920 |
| Annual NOI | $4,716 |
| Cap Rate | 0.86% |
Cash Required to Close
| Down Payment (20%) | $109,980 |
| Ontario Land Transfer Tax | $7,473 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $120,453 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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