
98 Shanty Bay Road, Barrie
Barrie
$1,274,800
Cash flow, cap rate & mortgage breakdown
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Listed by RE/MAX HALLMARK CHAY REALTY
Investment Analysis
Key Facts
Type
Detached
Bedrooms
5
Bathrooms
5
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$3,700/mo
Estimated from market price-to-rent ratios
Remarks
Tucked away in the prestigious Shanty Bay enclave of downtown Barrie, this exceptional custombuiltresidence offers a rare blend of luxury, privacy, and waterfront charm. Overlooking the shimmeringwatersof Kempenfelt Bay, this five-bedroom, five-bathroom home is designed to impress from the momentyouarrive. A dramatic, oversized foyer welcomes you with refined finishes and heated floors, setting thetonefor the comfort and craftsmanship found throughout the home.The heart of the house is abeautifullyappointed chef's kitchen, complete with built-in appliances and thoughtfully designed for botheverydayliving and memorable gatherings. Not to mention the incredible oversized livingroom with gasfireplace andviews of the water. For the wine enthusiast, a custom wine cellar provides the perfect space tocurate andshowcase your collection. Upstairs, three generously sized bedrooms each feature their own spalikeensuite with heated floors and walk-in closets, creating private retreats for family and guests alike.Stepoutside to a serene, fully fenced backyard where mature trees create a peaceful, secluded setting-idealforrelaxing, entertaining, or simply enjoying the natural surroundings. Beyond the property, anenviablelifestyle awaits: stroll to Johnson Beach, explore nearby walking trails, or take advantage of thevibrantshops and restaurants just moments away. With quick access to Royal Victoria Hospital, Highway400, andthe waterfront, this historic neighbourhood seamlessly combines timeless character withmodernconvenience.This is more than a home-it's an invitation to experience refined living in one ofBarrie's mostsought-after locations. Book your private showing and discover firsthand what makes thisproperty trulyunforgettable.
MississaugaInvestor.ca
98 Shanty Bay Road
Detached · 5bd/5ba · ~2,750 sqft
$1,274,800
Cash-Flow Report · August 2, 2026
Cap Rate
0.95%
Monthly Cash Flow
-$4,862/mo
Estimated Rent
$3,700/mo
Cash-on-Cash
-20.84%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,700 |
| Mortgage | −$5,868 |
| Property Tax | −$1,222 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,062 |
| Vacancy (5%) | −$185 |
| Cash Flow | -$4,862/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$44,400 |
| Vacancy (5%) | −$2,220 |
| Property Tax | −$14,660 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$12,748 |
| Annual NOI | $12,072 |
| Cap Rate | 0.95% |
Cash Required to Close
| Down Payment (20%) | $254,960 |
| Ontario Land Transfer Tax | $21,971 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $279,931 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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