
134 Napier Street, Barrie
Barrie
$1,100,000
Cash flow, cap rate & mortgage breakdown
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Listed by ROYAL LEPAGE FIRST CONTACT REALTY
Investment Analysis
Key Facts
Type
Triplex
Bedrooms
5
Bathrooms
3
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
Estimated per-unit rents for triplex based on GTA rental market data
Remarks
Discover a special opportunity to own a well-maintained triplex in Barrie's sought-after East End, nestled in a quiet, tree-lined neighbourhood surrounded by single-family homes on generous lots. Whether you're looking to live in one apartment and rent the others, or you're an investor expanding your portfolio, this property checks every box. Enjoy the flexibility to move in and start earning income right away, from two additional units - or rent out all three and build long-term wealth in one of Barrie's most desirable areas. Two-2 bedroom apartments and one-1 bedroom. One of the two-bedroom units is currently vacant giving you the freedom to select your own tenants and set market rents for this unit from day one. The second two-bedroom unit has been recently rented at market rent. Units are separately metered for hydro. The location is unbeatable, close to Royal Victoria Hospital, Johnsons Beach, Codrington School, East Bayfield Recreation Centre, The Barrie Country Club, beautiful parks, and Downtown Barrie. Its the kind of area that attracts stable tenants and makes residents proud to call home. ** Added Opportunity - explore the potential to add a fourth unit to the property through the addition of an Accessory Dwelling Unit on this generous 55' x 165' lot! ** Opportunities like this don't come along often and when they do, they stay in the portfolio for years. Dont wait to book your viewing, this one wont last long!
MississaugaInvestor.ca
134 Napier Street
Triplex · 5bd/3ba · ~2,250 sqft
$1,100,000
Cash-Flow Report · August 1, 2026
Cap Rate
3.41%
Monthly Cash Flow
-$1,939/mo
Estimated Rent
$5,600/mo
Cash-on-Cash
-9.64%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$5,600 |
| Mortgage | −$5,063 |
| Property Tax | −$1,054 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$917 |
| Vacancy (5%) | −$280 |
| Cash Flow | -$1,939/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$67,200 |
| Vacancy (5%) | −$3,360 |
| Property Tax | −$12,650 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$11,000 |
| Annual NOI | $37,490 |
| Cap Rate | 3.41% |
Cash Required to Close
| Down Payment (20%) | $220,000 |
| Ontario Land Transfer Tax | $18,475 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $241,475 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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