
340 Livingstone Street, Barrie
Barrie
$599,900
Cash flow, cap rate & mortgage breakdown
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Listed by ROYAL LEPAGE FIRST CONTACT REALTY
Investment Analysis
Key Facts
Type
Detached
Bedrooms
3
Bathrooms
3
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,450/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to 340 Livingstone Street West, a beautifully maintained all brick bungalow in Barrie's highly sought after northwest end, known for its family friendly atmosphere, excellent schools, abundant parks, shopping, and convenient commuter access. Backing onto open fields, this exceptional property offers breathtaking sunset views and a private, fully fenced backyard designed for relaxing, entertaining, and enjoying the outdoors. Pride of ownership is evident at every turn, with numerous quality updates including new windows and doors (2024), a refreshed driveway, front walkway and patio, professionally landscaped grounds, and durable 50 year shingles installed in 2016. Inside, the updated kitchen features quartz countertops, stainless steel appliances, and timeless finishes, while crown moulding, custom window coverings, contemporary lighting, and thoughtful details create a warm and sophisticated atmosphere throughout. The functional layout is designed for everyday living, offering convenient main floor laundry, a spacious living area centered around a cozy gas fireplace, and a finished lower level with a second gas fireplace, an expansive recreation room, pool table, and the opportunity to easily create a fourth bedroom in the unfinished space. The spacious primary suite serves as a peaceful retreat, complete with a luxurious five piece ensuite featuring double sinks, a corner jacuzzi tub, and an oversized walk in closet. Additional highlights include inside entry from the double garage with oversized windows and garage door opener, central vacuum, water softener, electric humidifier, air cleaner and exceptional storage throughout. Rarely does a home combine this level of care, quality, and location. Enjoy peaceful evenings overlooking uninterrupted field views, spend weekends taking advantage of nearby golf courses, ski hills, parks, and amenities, and appreciate the comfort of a move in ready home in one of Barrie's most desirable neighbourhoods!
MississaugaInvestor.ca
340 Livingstone Street
Detached · 3bd/3ba · ~1,750 sqft
$599,900
Cash-Flow Report · July 31, 2026
Cap Rate
2.06%
Monthly Cash Flow
-$1,734/mo
Estimated Rent
$2,450/mo
Cash-on-Cash
-15.83%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,450 |
| Mortgage | −$2,761 |
| Property Tax | −$575 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$500 |
| Vacancy (5%) | −$123 |
| Cash Flow | -$1,734/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$29,400 |
| Vacancy (5%) | −$1,470 |
| Property Tax | −$6,899 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$5,999 |
| Annual NOI | $12,332 |
| Cap Rate | 2.06% |
Cash Required to Close
| Down Payment (20%) | $119,980 |
| Ontario Land Transfer Tax | $8,473 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $131,453 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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