102 Westminster Circle, Barrie
Barrie
$999,000
Cash flow, cap rate & mortgage breakdown
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Listed by ANJIA REALTY
Investment Analysis
Key Facts
Type
Detached
Bedrooms
5
Bathrooms
4
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$3,450/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to this spacious double garage detached home offering approximately 3,120 sq. ft. of well-designed living space. Featuring 5 generously sized bedrooms and 4 bathrooms, this home is ideal for growing or multi-generational families.The main floor and second-floor hallway showcase elegant hardwood flooring, adding warmth and timeless appeal. A functional and thoughtfully designed layout offers spacious principal rooms, providing plenty of space for both everyday living and entertaining. Situated in a desirable Barrie neighbourhood, this home combines comfort, functionality, and ample living space, making it an excellent opportunity for families seeking room to grow.
MississaugaInvestor.ca
102 Westminster Circle
Detached · 5bd/4ba · ~3,250 sqft
$999,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.52%
Monthly Cash Flow
-$3,336/mo
Estimated Rent
$3,450/mo
Cash-on-Cash
-18.26%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,450 |
| Mortgage | −$4,598 |
| Property Tax | −$957 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$833 |
| Vacancy (5%) | −$173 |
| Cash Flow | -$3,336/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$41,400 |
| Vacancy (5%) | −$2,070 |
| Property Tax | −$11,489 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$9,990 |
| Annual NOI | $15,151 |
| Cap Rate | 1.52% |
Cash Required to Close
| Down Payment (20%) | $199,800 |
| Ontario Land Transfer Tax | $16,455 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $219,255 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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