21 Silvercreek Crescent, Barrie
Barrie
$899,000
Cash flow, cap rate & mortgage breakdown
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Listed by CENTURY 21 HERITAGE GROUP LTD.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
5
Bathrooms
4
Days on Market
2
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Finished Basement
Rent Estimate
$3,300/mo
Estimated from market price-to-rent ratios
Remarks
Perfect Detached Home Located On A Quiet Desirable Family Friendly Street With No Sidewalk * Cozy Front Porch For Relaxing And 5 Car Driveway Parking * Hand End Stone Landscaping Front And Backyard With Vegetable And Fruit Gardens * This Home Shows Pride Of Ownership! * Super Clean And Well Maintained * Spacious Formal Living Room, Dining Room & Family Room With A Cozy Fireplace * Custom Eat-In Kitchen With Quartz Counters, Custom Backsplash * A Breakfast Area And Breakfast Bar With French Door To Walk Out To The Patio * Backyard Oasis With Cherry Tree, Apple Tree, Peach Tree, Pear Tree And Perennial Herb Garden * 4 Generous Sized Bedrooms For The Growing Family * Open Concept Finished Basement With A Cozy Fireplace, 5th Bedroom And a Built In Bar * Kitchen (2021), Stone Landscaping (2021), 5/6 Car Parking, Pot Lights Exterior (2022), Roof (2019), Furnace (2023), AC (2023), Gas BBQ Line * Close To Schools, Parks, Trails, Hwy 400 And All The Amenities * Don't Let This Gem Get Away!
MississaugaInvestor.ca
21 Silvercreek Crescent
Detached · 5bd/4ba · ~2,250 sqft
$899,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.73%
Monthly Cash Flow
-$2,839/mo
Estimated Rent
$3,300/mo
Cash-on-Cash
-17.27%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,300 |
| Mortgage | −$4,138 |
| Property Tax | −$862 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$749 |
| Vacancy (5%) | −$165 |
| Cash Flow | -$2,839/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$39,600 |
| Vacancy (5%) | −$1,980 |
| Property Tax | −$10,339 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$8,990 |
| Annual NOI | $15,591 |
| Cap Rate | 1.73% |
Cash Required to Close
| Down Payment (20%) | $179,800 |
| Ontario Land Transfer Tax | $14,455 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $197,255 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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