
34 North Street, Barrie
Barrie
$599,900
Cash flow, cap rate & mortgage breakdown
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Listed by RE/MAX HALLMARK CHAY REALTY
Investment Analysis
Key Facts
Type
Detached
Bedrooms
4
Bathrooms
2
Days on Market
2
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,750/mo
Estimated from market price-to-rent ratios
Remarks
Century charm meets modern convenience at 34 North St, Barrie! This beautifully maintained 4-bedroom, 2-bathroom century home offers over 1,850 sq. ft. of warm, inviting living space in one of Barrie's most desirable locations. A welcoming front porch surrounded by perennial gardens sets the tone for the character you'll discover inside. The spacious foyer leads to a bright, open-concept living and dining area featuring a cozy natural gas fireplace, clear sight-lines and patio doors opening to a large deck-perfect for entertaining. The functional kitchen is conveniently located just off the main living area, while the main floor also features a 4-piece bathroom and a 2-piece powder room. Upstairs, you'll find four generous-sized bedrooms, offering plenty of space for family, guests or a home office.Step outside to a large backyard ready for your vision, whether it's gardens, a play area or the backyard oasis you've always imagined. Enjoy an unbeatable lifestyle with Barrie's stunning waterfront just a short walk away, where you can swim, kayak, paddle board, stroll the scenic trail or simply relax by the lake. Continue into the vibrant downtown core to enjoy restaurants, cafés, boutique shopping and more. Commuters will appreciate being just 3 minutes from Highway 400, with quick access north and south, while RVH, schools, parks, transit and everyday amenities are all close by.This is a rare opportunity to own a character-filled century home in the heart of Barrie and make it your own. Don't miss your chance to add your personal style and create the home you've always envisioned!
MississaugaInvestor.ca
34 North Street
Detached · 4bd/2ba · ~1,750 sqft
$599,900
Cash-Flow Report · July 31, 2026
Cap Rate
2.63%
Monthly Cash Flow
-$1,449/mo
Estimated Rent
$2,750/mo
Cash-on-Cash
-13.23%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,750 |
| Mortgage | −$2,761 |
| Property Tax | −$575 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$500 |
| Vacancy (5%) | −$138 |
| Cash Flow | -$1,449/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$33,000 |
| Vacancy (5%) | −$1,650 |
| Property Tax | −$6,899 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$5,999 |
| Annual NOI | $15,752 |
| Cap Rate | 2.63% |
Cash Required to Close
| Down Payment (20%) | $119,980 |
| Ontario Land Transfer Tax | $8,473 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $131,453 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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