
39 Laidlaw Drive, Barrie
Barrie
$678,000
Cash flow, cap rate & mortgage breakdown
Enter your email to unlock them right here.
Free forever. No credit card. Unsubscribe anytime.
Listed by LUCKY HOMES REALTY
Investment Analysis
Key Facts
Type
Detached
Bedrooms
4
Bathrooms
2
Days on Market
3
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Finished Basement
Rent Estimate
$2,850/mo
Estimated from market price-to-rent ratios
Remarks
Attention First time buyers!! This 3+1 bedroom, 2-bathroom detached home is nestled in one of Barrie's most family-friendly east-end pockets, this beautifully updated detached home delivers the rare combination of privacy, space, and walkable convenience, just minutes from Highway 400, shopping, schools, parks, and Lake Simcoe. Move-in ready with recent renovations throughout, it's positioned for buyers who want a turnkey home in a neighbourhood known for parks, top-rated schools. Quiet, low-traffic enviroment child-friendly neighbourhood offering enhanced privacy and safety. The fully finished basement, new window, and additional bedroom and bath, offers great potential for extended family and extra living space. With top amenities just minutes away, this is an opportunity you won't want to miss!Seller Incentive: The Seller shall provide the Buyer with a $5,000 closing credit on the completion date, provided that: (i) the Agreement of Purchase and Sale becomes firm within the first fourteen (14) days of the MLS listing date, and (ii) the closing date is between thirty (30) and forty-five (45) days from acceptance. The credit shall be reflected in the Agreement of Purchase and Sale and the Statement of Adjustments.
MississaugaInvestor.ca
39 Laidlaw Drive
Detached · 4bd/2ba · ~900 sqft
$678,000
Cash-Flow Report · July 31, 2026
Cap Rate
2.24%
Monthly Cash Flow
-$1,854/mo
Estimated Rent
$2,850/mo
Cash-on-Cash
-14.97%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,850 |
| Mortgage | −$3,121 |
| Property Tax | −$650 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$565 |
| Vacancy (5%) | −$143 |
| Cash Flow | -$1,854/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$34,200 |
| Vacancy (5%) | −$1,710 |
| Property Tax | −$7,797 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$6,780 |
| Annual NOI | $15,213 |
| Cap Rate | 2.24% |
Cash Required to Close
| Down Payment (20%) | $135,600 |
| Ontario Land Transfer Tax | $10,035 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $148,635 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
Get the Full Cash-Flow Report
A one-page PDF: cap rate, cash flow, mortgage breakdown, NOI and total cash to close — all assumptions in one printable summary.
Also unlocks cap rate, sold comps & mortgage detail.