
37 Ferguson Drive, Barrie
Barrie
$524,900
Cash flow, cap rate & mortgage breakdown
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Listed by COLDWELL BANKER RONAN REALTY
Investment Analysis
Key Facts
Type
Detached
Bedrooms
3
Bathrooms
3
Days on Market
4
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,400/mo
Estimated from market price-to-rent ratios
Remarks
Turn key detached raised bungalow on 180 foot lot with updates throughout, including new flooring, appliances, deck, stairs, and fence; walkout from primary bedroom to cute patio and massive private backyard. Includes appliances, gazebo and trampoline close to schools, shopping, transit.
MississaugaInvestor.ca
37 Ferguson Drive
Detached · 3bd/3ba · ~1,300 sqft
$524,900
Cash-Flow Report · July 31, 2026
Cap Rate
2.55%
Monthly Cash Flow
-$1,301/mo
Estimated Rent
$2,400/mo
Cash-on-Cash
-13.58%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,400 |
| Mortgage | −$2,416 |
| Property Tax | −$503 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$437 |
| Vacancy (5%) | −$120 |
| Cash Flow | -$1,301/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$28,800 |
| Vacancy (5%) | −$1,440 |
| Property Tax | −$6,036 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$5,249 |
| Annual NOI | $13,375 |
| Cap Rate | 2.55% |
Cash Required to Close
| Down Payment (20%) | $104,980 |
| Ontario Land Transfer Tax | $6,973 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $114,953 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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