12 White Crescent, Barrie
Barrie
$729,900
Cash flow, cap rate & mortgage breakdown
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Listed by CENTURY 21 B.J. ROTH REALTY LTD.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
3
Bathrooms
3
Days on Market
10
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,600/mo
Estimated from market price-to-rent ratios
Remarks
Rizzardi-built raised bungalow offering great value in an ideal, family-friendly location close to schools with quick access to the highway. A stunning stone walkway leads to the front entrance, setting the tone for the quality found throughout. The main floor features hardwood stairs and flooring, a bright and spacious living room with a large bay window, and a generous eat-in kitchen with abundant counter space, pantry storage, breakfast bar, and upgraded additional cabinetry for enhanced functionality. The master bedroom easily accommodates a king-size bed and includes a walk-in closet and a 3-piece ensuite. A second bedroom, a full 4-piece bathroom, and convenient main-floor laundry complete the upper level.The lower level was professionally finished by the builder, offering a huge recreation room, an additional bedroom with very large windows, and another 4-piece bathroom-perfect for extended family, guests, or flexible living arrangements. This home has been very well cared for and is truly move-in ready. Simply settle in and enjoy.
MississaugaInvestor.ca
12 White Crescent
Detached · 3bd/3ba · ~1,300 sqft
$729,900
Cash-Flow Report · July 31, 2026
Cap Rate
1.54%
Monthly Cash Flow
-$2,423/mo
Estimated Rent
$2,600/mo
Cash-on-Cash
-18.17%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,600 |
| Mortgage | −$3,360 |
| Property Tax | −$700 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$608 |
| Vacancy (5%) | −$130 |
| Cash Flow | -$2,423/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$31,200 |
| Vacancy (5%) | −$1,560 |
| Property Tax | −$8,394 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$7,299 |
| Annual NOI | $11,247 |
| Cap Rate | 1.54% |
Cash Required to Close
| Down Payment (20%) | $145,980 |
| Ontario Land Transfer Tax | $11,073 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $160,053 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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