
147 Anne Street, Barrie
Barrie
$849,900
Cash flow, cap rate & mortgage breakdown
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Listed by RE/MAX CROSSTOWN REALTY INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
6
Bathrooms
4
Days on Market
16
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,445/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
**Three Above-Grade Levels. Three Private Entrances. Endless Possibilities.** Backing onto a peaceful forested ravine in Barrie's sought-after Sunnidale neighbourhood, this custom contemporary home offers approximately 3,000 sq.ft. of finished living space designed for multi-generational families, home-based professionals, or buyers seeking income potential. The main level functions as a true bungalow with **no interior or exterior stairs**, offering direct level entry from the driveway. Soaring vaulted chalet-style ceilings, walls of windows, and treed views create a bright, inviting living space. This level features 2 bedrooms, including a spacious primary suite with a 4-piece ensuite and private deck, an open-concept kitchen, living and dining area, laundry hookups, plus a large patio and private backyard. The middle level has its own private entrance, patio, yard access, and forest views. Offering 2 bedrooms, a full bath, spacious living room, and laundry room, it's ideal for a home-based business, extended family, or guest accommodations. The fully self-contained lower level also enjoys its own private entrance, patio, yard space, and ravine views. Complete with 2 bedrooms, full kitchen, living room, full bath, and walkout, it's perfect as an in-law suite or income-generating apartment. Combine the middle and lower levels to create a spacious 2-storey in-law suite with 4 bedrooms, 2 bathrooms, kitchen, laundry, and multiple private entrances. Features include 6 bedrooms, 3.5 bathrooms, 2 kitchens, 2 fireplaces, 7 walkouts, 4 decks, double garage, and a deep 160-ft south-facing lot beside protected green space. Minutes to Sunnidale Park, top-rated schools, Highway 400, shopping, and downtown Barrie.
MississaugaInvestor.ca
147 Anne Street
Detached · 6bd/4ba · ~3,250 sqft
$849,900
Cash-Flow Report · August 2, 2026
Cap Rate
3.56%
Monthly Cash Flow
-$1,390/mo
Estimated Rent
$4,495/mo
Cash-on-Cash
-8.95%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,495 |
| Mortgage | −$3,912 |
| Property Tax | −$815 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$708 |
| Vacancy (5%) | −$225 |
| Cash Flow | -$1,390/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$53,940 |
| Vacancy (5%) | −$2,697 |
| Property Tax | −$9,774 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$8,499 |
| Annual NOI | $30,270 |
| Cap Rate | 3.56% |
Cash Required to Close
| Down Payment (20%) | $169,980 |
| Ontario Land Transfer Tax | $13,473 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $186,453 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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