200 Cumming Drive, Barrie
Barrie
$945,000
Cash flow, cap rate & mortgage breakdown
Enter your email to unlock them right here.
Free forever. No credit card. Unsubscribe anytime.
Listed by SUTTON GROUP INCENTIVE REALTY INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
4
Bathrooms
3
Days on Market
19
Price Drop
3%
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$3,150/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to 200 Cumming Drive, an exceptional 3,000 sq. ft. open-concept bungalow nestled in Barrie's sought-after Ardagh Bluffs neighborhood. Designed for both everyday living and entertaining, this beautiful home showcases a dramatic two-storey staircase and a private backyard oasis complete with a heated saltwater inground pool, two expansive decks, a gas BBQ hookup, a hot tub hookup, and a mature treed backdrop. The oversized eat-in kitchen features granite countertops, a large centre island, and ample space for family and friends to gather. The spacious primary suite offers a walkout to the deck, a walk-in closet, and a private ensuite. The main floor bathroom is enhanced by a beautiful skylight, filling the space with an abundance of natural light. Set on a premium lot, the home also boasts a triple-car garage with convenient inside entry. As an added bonus, the solar panels participate in Ontario's MicroFIT Program with the potential to generate annual income to help offset heating costs while enhancing the home's overall efficiency. (Roof 2016, Solar Panels 2018, AC 2021, Washer 2022)
MississaugaInvestor.ca
200 Cumming Drive
Detached · 4bd/3ba · ~1,750 sqft
$945,000
Cash-Flow Report · August 3, 2026
Cap Rate
1.36%
Monthly Cash Flow
-$3,277/mo
Estimated Rent
$3,150/mo
Cash-on-Cash
-18.96%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,150 |
| Mortgage | −$4,350 |
| Property Tax | −$906 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$788 |
| Vacancy (5%) | −$158 |
| Cash Flow | -$3,277/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$37,800 |
| Vacancy (5%) | −$1,890 |
| Property Tax | −$10,868 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$9,450 |
| Annual NOI | $12,892 |
| Cap Rate | 1.36% |
Cash Required to Close
| Down Payment (20%) | $189,000 |
| Ontario Land Transfer Tax | $15,375 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $207,375 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
Get the Full Cash-Flow Report
A one-page PDF: cap rate, cash flow, mortgage breakdown, NOI and total cash to close — all assumptions in one printable summary.
Also unlocks cap rate, sold comps & mortgage detail.