
105 Duckworth Street, Barrie
Barrie
$1,375,000
Cash flow, cap rate & mortgage breakdown
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Listed by RE/MAX HALLMARK REALTY LTD.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
4
Bathrooms
3
Days on Market
25
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$3,600/mo
Estimated from market price-to-rent ratios
Remarks
Born in 1860 on the site of Barrie's first hospital and rebuilt from the studs up, this is not a renovation, it's a restoration. Welcome to 105 Duckworth Street, an exceptional two storey residence offering nearly 3,000 sq ft of refined above grade living on a rare irregular oversized lot spanning 37.73 ft x 330 ft deep (~12,464 sq ft) in Barrie's coveted Codrington neighbourhood.Inside, every detail has been reimagined: silent floor joists, spray foam insulation, all new 200 AMP electrical, new plumbing throughout, and vaulted ceilings within the original historic shell. Rich hardwood and travertine floors, custom millwork, and formal living and dining rooms create a timeless atmosphere. The family room is anchored by a signature Rumford wood burning fireplace with hand cut limestone chimney. The Hickling chef's kitchen features quartz countertops, a centre quartz island with B/I Microwave, and premium stainless appliances. Upstairs, three generous bedrooms plus a versatile bonus room lead to a spa inspired primary ensuite with heated floors and soaker tub with separate dual rainfall shower heads in the seperate shower. The finished lower level adds a recreation room, bright large laundry with large B/I counter and cabinets, and more than ample storage, inlaw potential or nanny suite a great fit.Outside, Owen Sound ledgerock, hand chipped and cut on site, wraps the exterior alongside white pine timber framing, Maibec wood siding, covered porch, in ground sprinklers, and an oversized Maibec clad garden shed. All inclusions transfer: washer/dryer, chest freezer, water softener, humidifier, GDO, window coverings, and more.Steps to Kempenfelt Bay, waterfront trails, and Barrie's vibrant downtown. Closed municipal permit on file. A rare opportunity!
MississaugaInvestor.ca
105 Duckworth Street
Detached · 4bd/3ba · ~2,750 sqft
$1,375,000
Cash-Flow Report · August 2, 2026
Cap Rate
0.64%
Monthly Cash Flow
-$5,598/mo
Estimated Rent
$3,600/mo
Cash-on-Cash
-22.25%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,600 |
| Mortgage | −$6,329 |
| Property Tax | −$1,318 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,146 |
| Vacancy (5%) | −$180 |
| Cash Flow | -$5,598/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$43,200 |
| Vacancy (5%) | −$2,160 |
| Property Tax | −$15,813 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$13,750 |
| Annual NOI | $8,777 |
| Cap Rate | 0.64% |
Cash Required to Close
| Down Payment (20%) | $275,000 |
| Ontario Land Transfer Tax | $23,975 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $301,975 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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