
18 Todd Drive, Barrie
Barrie
$899,000
Cash flow, cap rate & mortgage breakdown
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Listed by RE/MAX HALLMARK YORK GROUP REALTY LTD.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
3
Bathrooms
3
Days on Market
42
Price Drop
2%
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,800/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to 18 Todd Drive in the highly sought after Bayshore community, where exceptional value meets stylish, turnkey living. Beautifully updated and thoughtfully enhanced, this all-brick bungalow offers an impressive open-concept main level with 9' ceilings, engineered hardwood flooring, updated lighting and a bright, inviting atmosphere. At the heart of the home is a stunning brand new custom kitchen featuring quartz countertops, premium finishes and exceptional craftsmanship, designed for both everyday living and effortless entertaining. The main floor offers two spacious bedrooms, including a private primary retreat with a custom walk-in closet and a spa inspired ensuite. The fully finished walkout basement provides the perfect extension of the home, complete with a large recreation room anchored by a dramatic floor-to-ceiling stone fireplace, an oversized bedroom and a beautifully finished 4-piece bath. Ideal for guests or multi-generational living. Situated on a private pie-shaped lot with a large elevated deck, brand new lower level patio stone, perfect for large outdoor dinners and pets! This home is perfectly positioned just minutes from walking trails, beaches, parks, schools and everyday amenities. An exceptional opportunity to own in one of the area's most desirable neighbourhoods.
MississaugaInvestor.ca
18 Todd Drive
Detached · 3bd/3ba · ~1,750 sqft
$899,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.1%
Monthly Cash Flow
-$3,314/mo
Estimated Rent
$2,800/mo
Cash-on-Cash
-20.16%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,800 |
| Mortgage | −$4,138 |
| Property Tax | −$862 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$749 |
| Vacancy (5%) | −$140 |
| Cash Flow | -$3,314/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$33,600 |
| Vacancy (5%) | −$1,680 |
| Property Tax | −$10,339 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$8,990 |
| Annual NOI | $9,891 |
| Cap Rate | 1.1% |
Cash Required to Close
| Down Payment (20%) | $179,800 |
| Ontario Land Transfer Tax | $14,455 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $197,255 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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