
46 Balmoral Place, Barrie
Barrie
$1,149,000
Cash flow, cap rate & mortgage breakdown
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Listed by SUTTON GROUP-ADMIRAL REALTY INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
4
Bathrooms
4
Days on Market
77
Price Drop
3%
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,190/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
An exceptional opportunity to own a beautifully upgraded family home on a massive pie-shaped lot in one of Barrie's most desirable communities - Innis-Shore. Tucked away in a quiet, family-friendly neighborhood with no rear neighbors, this impressive 3+1 bedroom, 4 bathroom home delivers the perfect combination of luxury, privacy, functionality, and location. 4000 sqft+! From the moment you arrive, the professionally landscaped exterior, patterned concrete, and extended parking for 6 vehicles create outstanding curb appeal and a property that truly stands out. The outdoor space has been thoughtfully upgraded for both relaxation and entertaining, featuring exterior electrical outlets ready for a hot tub setup, dual electrical panels for added flexibility, and an expansive backyard offering rare privacy and endless potential. Inside, the home features soaring high ceilings, a bright open-concept layout flooded with natural light, a cozy gas fireplace, and spacious principal rooms perfectly designed for comfortable everyday living and entertaining. Upgraded central vacuum system pans for easy sweeping and cleaning. The kitchen is both functional and welcoming, complete with a large eat-in breakfast bar and direct access the backyard, making indoor-outdoor living effortless. The fully renovated basement adds incredible additional living space with modern finishes, luxurious flooring throughout, a stylish 4-piece washroom, and endless room entertain, relax, create a home gym, office, or whatever suits your lifestyle. The converted garage currently functions as a second kitchen setup and can easily be converted back depending on your needs. Situated within walking distance to top-rated schools, parks, shopping plazas, and transit, and just minutes Station, Centennial Beach, and Alcona Beach, this home offers an unbeatable lifestyle one of Barrie's most sought-after locations. A rare turnkey property loaded with upgrades inside and out.
MississaugaInvestor.ca
46 Balmoral Place
Detached · 4bd/4ba · ~3,250 sqft
$1,149,000
Cash-Flow Report · August 4, 2026
Cap Rate
1.97%
Monthly Cash Flow
-$3,403/mo
Estimated Rent
$4,390/mo
Cash-on-Cash
-16.19%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,390 |
| Mortgage | −$5,289 |
| Property Tax | −$1,101 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$958 |
| Vacancy (5%) | −$220 |
| Cash Flow | -$3,403/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$52,680 |
| Vacancy (5%) | −$2,634 |
| Property Tax | −$13,214 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$11,490 |
| Annual NOI | $22,642 |
| Cap Rate | 1.97% |
Cash Required to Close
| Down Payment (20%) | $229,800 |
| Ontario Land Transfer Tax | $19,455 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $252,255 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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