46 Park Street, Barrie
Barrie
$689,000
Cash flow, cap rate & mortgage breakdown
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Listed by COLDWELL BANKER THE REAL ESTATE CENTRE
Investment Analysis
Key Facts
Type
Detached
Bedrooms
5
Bathrooms
2
Days on Market
100
Price Drop
9%
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$3,100/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to this beautifully updated century home in the heart of Barrie, where timeless character meets modern comfort. Perfectly located close to schools, parks, shopping, and everyday amenities, this impeccably maintained family home offers warmth, charm, and functional living throughout. Featuring bright natural light, stylish wainscoting, shiplap accents, and inviting living spaces, the home is ideal for both entertaining and everyday living. The updated kitchen boasts stainless steel appliances, ample cabinetry and counter space, and a spacious walk-in pantry. Additional highlights include space for a home office, heated mudroom floors, a detached single-car garage with heated loft storage, and a large garden shed. A rare opportunity to own a character-filled home with thoughtful modern updates in a prime central location.
MississaugaInvestor.ca
46 Park Street
Detached · 5bd/2ba · ~2,250 sqft
$689,000
Cash-Flow Report · August 2, 2026
Cap Rate
2.59%
Monthly Cash Flow
-$1,685/mo
Estimated Rent
$3,100/mo
Cash-on-Cash
-13.39%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,100 |
| Mortgage | −$3,171 |
| Property Tax | −$660 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$574 |
| Vacancy (5%) | −$155 |
| Cash Flow | -$1,685/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$37,200 |
| Vacancy (5%) | −$1,860 |
| Property Tax | −$7,924 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$6,890 |
| Annual NOI | $17,826 |
| Cap Rate | 2.59% |
Cash Required to Close
| Down Payment (20%) | $137,800 |
| Ontario Land Transfer Tax | $10,255 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $151,055 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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