225 Silver Maple Road, Richmond Hill
Richmond Hill
$1,438,000
Cash flow, cap rate & mortgage breakdown
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Listed by CENTURY 21 MYPRO REALTY
Investment Analysis
Key Facts
Type
Detached
Bedrooms
5
Bathrooms
4
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Finished Basement
Rent Estimate
$4,450/mo
Estimated from market price-to-rent ratios
Remarks
45' Lot Single Detached Home In Prestigious Richmond Hill Jefferson Area. Large Front Porch With Double Door Entry. Great Layout Featuring 9' Ceilings On Main Floor And Hardwood Flooring Throughout Main Level. Freshly Painted Throughout. Recently Upgraded Main Floor Kitchen With New Flooring, Granite Countertops And Modern Lighting Fixtures. Open Concept Design Ideal For Family Living And Entertaining. Finished Basement Featuring An Additional Kitchen, Bedroom And Full Washroom, Offering Excellent Extended Family Living Space. Upper Level Has Been Upgraded With Renovated Bathrooms And Additional Improvements. Fully Fenced Private Backyard With Spacious Deck. Walking Distance To Yonge Street Transit, Schools And Parks. Minutes To GO Station, Shopping, Restaurants And Other Amenities.
MississaugaInvestor.ca
225 Silver Maple Road
Detached · 5bd/4ba · ~2,250 sqft
$1,438,000
Cash-Flow Report · August 1, 2026
Cap Rate
1.62%
Monthly Cash Flow
-$4,678/mo
Estimated Rent
$4,450/mo
Cash-on-Cash
-17.77%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,450 |
| Mortgage | −$6,619 |
| Property Tax | −$863 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,198 |
| Vacancy (5%) | −$223 |
| Cash Flow | -$4,678/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$53,400 |
| Vacancy (5%) | −$2,670 |
| Property Tax | −$10,354 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$14,380 |
| Annual NOI | $23,296 |
| Cap Rate | 1.62% |
Cash Required to Close
| Down Payment (20%) | $287,600 |
| Ontario Land Transfer Tax | $25,235 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $315,835 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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