
92 Carolina Rose Crescent, Markham
Markham
$1,188,000
Cash flow, cap rate & mortgage breakdown
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Listed by ANJIA REALTY
Investment Analysis
Key Facts
Type
Semi-Detached
Bedrooms
4
Bathrooms
3
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,190/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
Welcome to this impeccably maintained 2012-built semi-detached home in the highly sought-after Wismer community. This move-in-ready residence features 4 spacious bedrooms, 3 bathrooms, and an unfinished basement with a separate entrance, providing exceptional potential for future customization. Designed with both style and functionality in mind, the home boasts 9-foot ceilings on the main floor and hardwood flooring throughout. The upgraded kitchen and bathrooms are finished with elegant granite countertops and complemented by stainless steel appliances, including a new built-in dishwasher, refrigerator, stove, and range hood. Upgraded light fixtures and fresh paint throughout further enhance the home's modern appeal. Recent improvements include professionally completed front and backyard interlocking (2025), a newly replaced furnace (2025), a one-car garage with remote access, and a two-car driveway. Situated in one of Markham's most desirable family-friendly neighbourhoods, this exceptional home is just minutes from top-ranked schools, parks, shopping, public transit, and all essential amenities, offering the perfect blend of comfort, quality, and convenience.
MississaugaInvestor.ca
92 Carolina Rose Crescent
Semi-Detached · 4bd/3ba · ~1,750 sqft
$1,188,000
Cash-Flow Report · July 31, 2026
Cap Rate
2.59%
Monthly Cash Flow
-$2,901/mo
Estimated Rent
$4,690/mo
Cash-on-Cash
-13.35%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,690 |
| Mortgage | −$5,468 |
| Property Tax | −$673 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$990 |
| Vacancy (5%) | −$235 |
| Cash Flow | -$2,901/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$56,280 |
| Vacancy (5%) | −$2,814 |
| Property Tax | −$8,078 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$11,880 |
| Annual NOI | $30,808 |
| Cap Rate | 2.59% |
Cash Required to Close
| Down Payment (20%) | $237,600 |
| Ontario Land Transfer Tax | $20,235 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $260,835 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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