
36 Coldstream Crescent, Richmond Hill
Richmond Hill
$1,598,888
Cash flow, cap rate & mortgage breakdown
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Listed by HOMELIFE LANDMARK REALTY INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
7
Bathrooms
5
Days on Market
1
Price Drop
11%
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,445/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
Beautifully Upgraded, Carpet-Free Home Where Luxury Meets Everyday Comfort. Thoughtfully Renovated With Premium Finishes , Featuring Engineered Hardwood Flooring, Smooth Ceilings With Dimmable Pot Lights, A Stunning 17-Foot Foyer Highlighted By A Chandelier & Elegant Woodwork. Elegant Roberto Cavalli Porcelain Tiles At The Entrance, Custom Double Front Doors, A Modern Wood And Iron Staircase, And A Custom Powder Room Vanity That Creates An Impressive First Impression.Chef-Inspired Kitchen Features A Built-In Cooktop, An Oversized Centre Island With Ample Seating, Perfect As A Breakfast Table And Gathering Space, Man Made Quartz Countertop, A Built-In Wine Cellar, And Built-In Speakers Extending Into The Kitchen, Family Room, And Primary Ensuite. Heated Floors In Master Ensuite, A Freestanding Soaker Tub, Glass Shower For A True Spa-Like Experience. Two Laundry Rooms (Upper And Basement), A Fireplace, Nest Thermostat, Ring Doorbell, Carbon Monoxide Detector, A 4K Security Camera System, And A High-Efficiency Owned Hot Water Tank .A Separate Entrance Leads To Two Self-Contained Basement Suites - A 2-Bedroom, 1-Bath Unit And A 1-Bedroom, 1-Bath Unit - Generating Approximately $3,000/Month In Rental Income With AAA Tenants. Step Outside To Your Private Backyard Oasis, Professionally Landscaped With Interlock, A Spacious Gazebo, Mature Trees, Lush Landscaping, And The Perfect Blend Of Lawn And Stone For Entertaining And Relaxing. The Widened Interlock Driveway And Exterior Pot Lights Enhance The Home's Outstanding Curb Appeal.Major Updates Include High-Efficiency Owned Hot Water Tank (2018), A/C (2022), Backyard Interlock (2022), Roof (2018), Gazebo (2024), And Updated Windows. A Rare Turnkey Home Combining Luxury Finishes, Smart-Home Features, And Outstanding Income Potential.Situated on a premium corner lot, the property features a unique curved frontage of approximately 40.2 ft, widening to approximately 52 ft at the rear.
MississaugaInvestor.ca
36 Coldstream Crescent
Detached · 7bd/5ba · ~2,750 sqft
$1,598,888
Cash-Flow Report · July 31, 2026
Cap Rate
2.53%
Monthly Cash Flow
-$3,990/mo
Estimated Rent
$6,195/mo
Cash-on-Cash
-13.63%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$6,195 |
| Mortgage | −$7,359 |
| Property Tax | −$959 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,332 |
| Vacancy (5%) | −$310 |
| Cash Flow | -$3,990/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$74,340 |
| Vacancy (5%) | −$3,717 |
| Property Tax | −$11,512 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$15,989 |
| Annual NOI | $40,422 |
| Cap Rate | 2.53% |
Cash Required to Close
| Down Payment (20%) | $319,777.6 |
| Ontario Land Transfer Tax | $28,453 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $351,230.6 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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