133 Wood Lane, Richmond Hill
Richmond Hill
$1,099,000
Cash flow, cap rate & mortgage breakdown
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Listed by HARVEY KALLES REAL ESTATE LTD.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
4
Bathrooms
2
Days on Market
2
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,190/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
Rare opportunity to own a lovingly maintained bungalow in the heart of Richmond Hill's prestigious Mill Pond community. Held by the same owners since 1988, this solidly built home sits on an expansive lot directly across the street from the tranquil waters of Mill Pond. The main level offers a bright and functional layout while the lower level features a desirable secondary apartment with a dedicated side entrance - perfect for extended family or potential rental income. Positioned within walking distance to the community's centra hub, local galleries and the Richmond Hill Centre for the Performing Arts, the property also provides excellent access to public transit for an easy commute. Whether you are looking to move into a neighbourhood rich with history or seeing the perfect canvas to build a custom masterpiece among the area's many new luxury homes, this property offers a premier location and a lifetime of potential.
MississaugaInvestor.ca
133 Wood Lane
Detached · 4bd/2ba · ~1,300 sqft
$1,099,000
Cash-Flow Report · July 31, 2026
Cap Rate
2.9%
Monthly Cash Flow
-$2,404/mo
Estimated Rent
$4,690/mo
Cash-on-Cash
-11.96%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,690 |
| Mortgage | −$5,059 |
| Property Tax | −$659 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$916 |
| Vacancy (5%) | −$235 |
| Cash Flow | -$2,404/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$56,280 |
| Vacancy (5%) | −$2,814 |
| Property Tax | −$7,913 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$10,990 |
| Annual NOI | $31,863 |
| Cap Rate | 2.9% |
Cash Required to Close
| Down Payment (20%) | $219,800 |
| Ontario Land Transfer Tax | $18,455 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $241,255 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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