
177 Duncan Road, Richmond Hill
Richmond Hill
$3,798,000
Cash flow, cap rate & mortgage breakdown
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Listed by RE/MAX REALTRON REALTY INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
8
Bathrooms
9
Days on Market
2
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Legal Suite (+$1,700/mo)
Rent Estimate
Estimated from market price-to-rent ratios
Remarks
Set on a generous lot in one of Richmond Hill's most established and family-friendly neighbourhood, 177 Duncan Road is a distinguished detached executive home offering the perfect balance of space, luxury, and everyday convenience. With over 7,000 sq ft of total living space, 5 Bedrooms at second Floor with High Ceiling, One BEDROOM at Main Floor with Full Bathroom for old family members, all flat with no steps, main floor with High Ceiling. this impressive residence is ideally suited for growing families and modern life styles. The home features five spacious bedrooms, expansive principal rooms, and a bright, fully finished walk-out basement complete with a bedroom and versatile den-ideal for recreation, a home office, or in-law potential. A thoughtfully designed layout provides exceptional flow for both comfortable daily living and entertaining. Beautiful renovations include a designer kitchen, updated bathrooms, and stylish new flooring throughout, creating a refined yet welcoming atmosphere. The large, private backyard offers ample space for outdoor entertaining, gardening, or quiet relaxation. No sidewalk allows for additional parking convenience for family and guests. Ideally located just minutes from top-rated schools, parks and trails, community centre, shopping plazas, restaurants, transit, major highways, and Richmond Hill GO, this home delivers prestige living in a highly sought-after location. A rare opportunity offering timeless elegance, modern comfort, and unbeatable convenience-this exceptional home must be seen to be truly appreciated.
MississaugaInvestor.ca
177 Duncan Road
Detached · 8bd/9ba · ~5,000 sqft
$3,798,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.08%
Monthly Cash Flow
-$14,079/mo
Estimated Rent
$9,550/mo
Cash-on-Cash
-20.02%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$9,550 |
| Mortgage | −$17,482 |
| Property Tax | −$2,279 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$3,165 |
| Vacancy (5%) | −$478 |
| Cash Flow | -$14,079/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$114,600 |
| Vacancy (5%) | −$5,730 |
| Property Tax | −$27,346 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$37,980 |
| Annual NOI | $40,844 |
| Cap Rate | 1.08% |
Cash Required to Close
| Down Payment (20%) | $759,600 |
| Ontario Land Transfer Tax | $81,425 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $844,025 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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