
20 Willowgate Drive, Markham
Markham
$1,079,000
Cash flow, cap rate & mortgage breakdown
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Listed by HARVEY KALLES REAL ESTATE LTD.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
4
Bathrooms
2
Days on Market
3
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$3,800/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to this exceptional family home in Markham's highly sought-after Conservation Community, where peaceful surroundings meet everyday convenience. Nestled on a quiet street and surrounded by nature, this well-maintained residence offers an ideal setting for families looking to enjoy both comfort and an active outdoor lifestyle. Located within the boundaries of top-ranked Roy H. Crosby Public School and St. Patrick Catholic Elementary School, this home is perfectly positioned for growing families. providing easy access to the expansive Milne Dam Conservation Park, offering kilometres of scenic pathways, lush green space, picnic areas, and endless opportunities for walking, cycling, and enjoying nature throughout the seasons.This home's bright and functional layout is complemented by a walkout to an expansive deck that opens directly onto a beautifully landscaped and meticulously maintained backyard.Despite its tranquil location, every modern convenience is just minutes away. Enjoy quick access to Markville Shopping Centre, grocery stores, restaurants, parks, recreation facilities, GO Transit, York Region Transit, and Highway 407, making commuting throughout the GTA effortless. This is a rare opportunity to enjoy the perfect balance of natural beauty, excellent schools, and exceptional convenience in one of Markham's most desirable neighbourhoods.
MississaugaInvestor.ca
20 Willowgate Drive
Detached · 4bd/2ba · ~1,300 sqft
$1,079,000
Cash-Flow Report · July 31, 2026
Cap Rate
2.08%
Monthly Cash Flow
-$3,091/mo
Estimated Rent
$3,800/mo
Cash-on-Cash
-15.66%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,800 |
| Mortgage | −$4,966 |
| Property Tax | −$611 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$899 |
| Vacancy (5%) | −$190 |
| Cash Flow | -$3,091/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$45,600 |
| Vacancy (5%) | −$2,280 |
| Property Tax | −$7,337 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$10,790 |
| Annual NOI | $22,493 |
| Cap Rate | 2.08% |
Cash Required to Close
| Down Payment (20%) | $215,800 |
| Ontario Land Transfer Tax | $18,055 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $236,855 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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