
612 Timothy Street, Newmarket
Newmarket
$798,000
Cash flow, cap rate & mortgage breakdown
Enter your email to unlock them right here.
Free forever. No credit card. Unsubscribe anytime.
Listed by ROYAL LEPAGE RCR REALTY
Investment Analysis
Key Facts
Type
Detached
Bedrooms
4
Bathrooms
3
Days on Market
7
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$3,250/mo
Estimated from market price-to-rent ratios
Remarks
Here's your chance to own one of the most unique properties in central Newmarket. Set on a private 70 x 142 ft lot surrounded by mature trees and siding onto picturesque Bogart Creek, this 4-bedroom, 3-bath century home is ready for its next chapter. Whether you're looking to renovate, restore its original character or build your dream home, the possibilities are endless. Inside, you'll find inviting hardwood floors throughout the principal rooms, built-in bookshelves that add warmth and character to the living room, a modern kitchen with built-in appliances including a gas cooktop and wall oven and the convenience of a main floor laundry room. The upper level includes 4 bedrooms, a spacious primary with 3 pc. ensuite and a main bath with authentic claw foot tub. The true value lies in its exceptional setting and unbeatable location. Enjoy an easy walk to Historic Downtown Newmarket, boutique shops, restaurants, the farmers' market, Riverwalk Commons, and the Tom Taylor walking and biking trails. Opportunities like this on a premium lot in one of Newmarket's most desirable neighbourhoods rarely come along.
MississaugaInvestor.ca
612 Timothy Street
Detached · 4bd/3ba · ~1,750 sqft
$798,000
Cash-Flow Report · July 31, 2026
Cap Rate
2.48%
Monthly Cash Flow
-$2,021/mo
Estimated Rent
$3,250/mo
Cash-on-Cash
-13.86%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,250 |
| Mortgage | −$3,673 |
| Property Tax | −$545 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$665 |
| Vacancy (5%) | −$163 |
| Cash Flow | -$2,021/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$39,000 |
| Vacancy (5%) | −$1,950 |
| Property Tax | −$6,544 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$7,980 |
| Annual NOI | $19,826 |
| Cap Rate | 2.48% |
Cash Required to Close
| Down Payment (20%) | $159,600 |
| Ontario Land Transfer Tax | $12,435 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $175,035 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
Get the Full Cash-Flow Report
A one-page PDF: cap rate, cash flow, mortgage breakdown, NOI and total cash to close — all assumptions in one printable summary.
Also unlocks cap rate, sold comps & mortgage detail.