PH13- 23 Oneida Crescent, Richmond Hill
Richmond Hill
$520,000
Cash flow, cap rate & mortgage breakdown
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Listed by RE/MAX REALTRON REALTY INC.
Investment Analysis
Key Facts
Type
Condo Apartment
Bedrooms
1
Bathrooms
1
Days on Market
9
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$1,850/mo
Estimated from market price-to-rent ratios
Remarks
Stunning and Bright Penthouse Apartment! Panaramic View Of Richmond Hill, Unobstructed.Generous One Bedroom.Extra Large Mirror Guest Closet. Freshly Painted The Entire Unit, Brand New Stainless Steel Applinces , New Counter Top & New Double Sink. Walking distance to cafes, GO Transit, York Region Transit, parks, shopping, dining, and top-rated schools. Easy access to Hwy 7, Hwy 407, and Yonge Street.Yonge Street subway line to be extended to High Tech Road in the near future.
MississaugaInvestor.ca
PH13- 23 Oneida Crescent
Condo Apartment · 1bd/1ba · ~650 sqft
$520,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.05%
Monthly Cash Flow
-$1,937/mo
Estimated Rent
$1,850/mo
Cash-on-Cash
-20.41%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$1,850 |
| Mortgage | −$2,393 |
| Property Tax | −$312 |
| Insurance | −$225 |
| Condo Fee | −$764 |
| Vacancy (5%) | −$93 |
| Cash Flow | -$1,937/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$22,200 |
| Vacancy (5%) | −$1,110 |
| Property Tax | −$3,744 |
| Insurance | −$2,700 |
| Condo Fee | −$9,168 |
| Annual NOI | $5,478 |
| Cap Rate | 1.05% |
Cash Required to Close
| Down Payment (20%) | $104,000 |
| Ontario Land Transfer Tax | $6,875 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $113,875 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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