2308- 105 Oneida Crescent, Richmond Hill
Richmond Hill
$659,800
Cash flow, cap rate & mortgage breakdown
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Listed by CENTURY 21 HERITAGE GROUP LTD.
Investment Analysis
Key Facts
Type
Condo Apartment
Bedrooms
2
Bathrooms
2
Days on Market
8
Price Drop
1%
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,350/mo
Estimated from market price-to-rent ratios
Remarks
Spacious and bright, South-East Corner, Modern Open Concept 2 Bedroom, 2 Bathroom; Large wraparound Balcony, 9 ft Smooth Ceiling Throughout, Less than five years old, Located at Highway 7 And Yonge Street, In The Prestigious Bayview Glen Community; Within Walking Distance To Regional Transit Hub (Viva, Langstaff Go Station, Yrt), With City Approval Of Yonge-Finch Extension Line To Richmond Hill. Tim Hortons's, Home Depot, Winner's, Walmart, PetSmart. With Schools Within Walking Distance. This residence offers luxury, convenience, and an exceptional living experience. Top-notch amenities include Large Fitness (Cardio, Weights & Aerobics Equipment), Yoga Rm, Indoor Pool, Sauna. Guest-Suites, Game Rm, Party Rm w Fireplace, / Media Room, Outdoor Landscaped Courtyard Garden with BBQ & Fireplace. Suite Entry-Alarm, 24-Hour Concierge, and visitor's parking
MississaugaInvestor.ca
2308- 105 Oneida Crescent
Condo Apartment · 2bd/2ba · ~850 sqft
$659,800
Cash-Flow Report · July 31, 2026
Cap Rate
1.71%
Monthly Cash Flow
-$2,099/mo
Estimated Rent
$2,350/mo
Cash-on-Cash
-17.42%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,350 |
| Mortgage | −$3,037 |
| Property Tax | −$396 |
| Insurance | −$225 |
| Condo Fee | −$673 |
| Vacancy (5%) | −$118 |
| Cash Flow | -$2,099/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$28,200 |
| Vacancy (5%) | −$1,410 |
| Property Tax | −$4,751 |
| Insurance | −$2,700 |
| Condo Fee | −$8,076 |
| Annual NOI | $11,263 |
| Cap Rate | 1.71% |
Cash Required to Close
| Down Payment (20%) | $131,960 |
| Ontario Land Transfer Tax | $9,671 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $144,631 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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