
54 Stave Crescent, Richmond Hill
Richmond Hill
$1,599,900
Cash flow, cap rate & mortgage breakdown
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Listed by RE/MAX HALLMARK REALTY LTD.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
6
Bathrooms
4
Days on Market
9
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$4,600/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to this exceptionally spacious 3,259 sq. ft. residence nestled in Richmond Hill's highly sought-after Westbrook community. Step into the large entry foyer to find soaring ceilings, beautiful granite flooring, and a breathtaking curved wood staircase accented with elegant metal pickets.Beyond the impressive entrance, gorgeous engineered hardwood flooring flows seamlessly throughout the main and second levels. Designed for grand entertaining and comfortable everyday living, the main floor boasts spacious, separate living and dining rooms, a dedicated private office, and an expansive family room. At the heart of the home is a modern kitchen featuring a convenient walk-out directly to the backyard-perfect for summer barbecues.Retreat to the upper level where the generous proportions continue with incredibly large bedrooms. The luxurious primary bedroom suite is a true private oasis, complete with a walk-in closet, an exclusive dressing room, and a spa-like ensuite bathroom featuring a 6-jet Jacuzzi tub. Car enthusiasts will also appreciate the meticulously maintained garage, upgraded with epoxy flooring.The beautifully finished lower level expands your living space further, featuring a huge additional bedroom, a second office, a pristine 3-piece bathroom, and your very own private sauna. Entertain guests in the massive recreation room, which comes complete with a pool table that stays with the home!As evening falls, the property's striking exterior is beautifully illuminated by 32 pot lights, conveniently operated by remote control to create stunning curb appeal.Located in a premier neighborhood, this home offers unparalleled access to top-rated education. It is zoned for the highly esteemed St. Theresa of Lisieux Catholic High School, making it an incredible choice for growing families.
MississaugaInvestor.ca
54 Stave Crescent
Detached · 6bd/4ba · ~3,250 sqft
$1,599,900
Cash-Flow Report · August 1, 2026
Cap Rate
1.39%
Monthly Cash Flow
-$5,512/mo
Estimated Rent
$4,600/mo
Cash-on-Cash
-18.82%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,600 |
| Mortgage | −$7,364 |
| Property Tax | −$960 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,333 |
| Vacancy (5%) | −$230 |
| Cash Flow | -$5,512/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$55,200 |
| Vacancy (5%) | −$2,760 |
| Property Tax | −$11,519 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$15,999 |
| Annual NOI | $22,222 |
| Cap Rate | 1.39% |
Cash Required to Close
| Down Payment (20%) | $319,980 |
| Ontario Land Transfer Tax | $28,473 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $351,453 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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