
20 Mccaul Street, Markham
Markham
$1,130,000
Cash flow, cap rate & mortgage breakdown
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Listed by POWER 7 REALTY
Investment Analysis
Key Facts
Type
Semi-Detached
Bedrooms
3
Bathrooms
3
Days on Market
9
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,190/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
Stunning, Beautifully renovated Semi-Detached home in the prestigious Berczy community, in the heart of Markham's top-ranked school zone - just a 2-minute walk to Pierre Trudeau High School! Over $100,000 invested in a professionally designed, top-to-bottom renovation. Living Space approximately 1,750 sq ft (including walk-out basement). Main and second floors feature engineered hardwood flooring throughout, plus a re-designed, more spacious and functional main-floor layout with soaring 9-foot ceilings and an elegant bay window. The chef-inspired kitchen boasts quartz countertops, a matching quartz backsplash, oversized ceramic flooring, and all-new appliances. Every bathroom and powder room has been fully redesigned with premium, top-notch fixtures. Extensive exterior upgrades include new vinyl siding, porch soffit, frieze board, and aluminum garage frame with an upgraded porch style (Oct 2023); newly painted front door and garage door with replaced exterior handrails (July 2024); new backyard concrete slabs and new vinyl casement windows (Oct 2022); and a brand new air conditioner (Aug 2024). Enjoy the convenience of an extended 2-car driveway with no sidewalk. The professionally finished walk-out basement apartment offers a separate entrance - ideal for extended family or rental income potential. A true turn-key home in one of Markham's most sought-after neighborhoods!
MississaugaInvestor.ca
20 Mccaul Street
Semi-Detached · 3bd/3ba · ~1,300 sqft
$1,130,000
Cash-Flow Report · July 31, 2026
Cap Rate
2.41%
Monthly Cash Flow
-$2,933/mo
Estimated Rent
$4,290/mo
Cash-on-Cash
-14.19%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,290 |
| Mortgage | −$5,201 |
| Property Tax | −$640 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$942 |
| Vacancy (5%) | −$215 |
| Cash Flow | -$2,933/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$51,480 |
| Vacancy (5%) | −$2,574 |
| Property Tax | −$7,684 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$11,300 |
| Annual NOI | $27,222 |
| Cap Rate | 2.41% |
Cash Required to Close
| Down Payment (20%) | $226,000 |
| Ontario Land Transfer Tax | $19,075 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $248,075 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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