PH 10- 105 Oneida Crescent, Richmond Hill
Richmond Hill
$789,000
Cash flow, cap rate & mortgage breakdown
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Listed by RE/MAX ELITE REAL ESTATE
Investment Analysis
Key Facts
Type
Condo Apartment
Bedrooms
2
Bathrooms
2
Days on Market
10
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,500/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to ERA 2 by Pemberton - a rare One-of-a-Kind Penthouse in Richmond Hill's vibrant Langstaff community! This bright and stylish south and southwest-facing 2-bedroom plus open-concept den, 2-bathroom suite boasts 2 huge balconies! 2 side-by-side parking spots, and 1 locker all at above-ground levels with easy elevator access. Thoughtfully designed with no wasted space and Vinyl flooring throughout, the open-concept living and dining area is filled with natural light and enjoys unobstructed views. The spacious primary bedroom features a luxurious 4-piece ensuite bath, while residents enjoy premium resort-style amenities including an indoor pool, gym, and rooftop patio with garden. Ideally located within walking distance to Langstaff GO Station, Viva Transit Terminal, boutique shops, fine dining, and parks, with quick access to Hwy 7 and 407 - this is the perfect home to enjoy a spacious and functional urban lifestyle!
MississaugaInvestor.ca
PH 10- 105 Oneida Crescent
Condo Apartment · 2bd/2ba · ~950 sqft
$789,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.4%
Monthly Cash Flow
-$2,709/mo
Estimated Rent
$2,500/mo
Cash-on-Cash
-18.78%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,500 |
| Mortgage | −$3,632 |
| Property Tax | −$473 |
| Insurance | −$225 |
| Condo Fee | −$754 |
| Vacancy (5%) | −$125 |
| Cash Flow | -$2,709/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$30,000 |
| Vacancy (5%) | −$1,500 |
| Property Tax | −$5,681 |
| Insurance | −$2,700 |
| Condo Fee | −$9,048 |
| Annual NOI | $11,071 |
| Cap Rate | 1.4% |
Cash Required to Close
| Down Payment (20%) | $157,800 |
| Ontario Land Transfer Tax | $12,255 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $173,055 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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