
30 Elizabeth Street, Richmond Hill
Richmond Hill
$699,000
Cash flow, cap rate & mortgage breakdown
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Listed by REMAX YOUR COMMUNITY REALTY
Investment Analysis
Key Facts
Type
Semi-Detached
Bedrooms
2
Bathrooms
2
Days on Market
10
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,190/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
Perfect for FIRST TIME BUYERS!! Ready to own a freehold home or for those looking to DOWNSIZE without compromise - this home delivers it all. This enchanting semi-detached home is one that perfectly blends sophisticated charm with timeless character. Nestled in the highly sought-after Mill Pond community, this residence sits on a rarely offered 153 ft deep lot featuring a fully fenced backyard and a picturesque front porch - ideal for enjoying quiet mornings or evening sunsets. Step inside to a warm and inviting family room exuding comfort and character, highlighted by a large window, pot lights, and a cozy electric fireplace. Offering a seamless flow from the family room to the dining area, creating an open and connected main floor. Throughout the home, century-old hand-hewn beams and refined hardwood floors on the main level add architectural depth and rustic authenticity. The bright, updated kitchen is both functional and stylish featuring a breakfast bar, quartz countertops, ample storage space, a side entrance, and a walk-out to your private backyard retreat with a deck and patio perfect for entertaining or simply creating peaceful moments surrounded by nature. A thoughtfully located powder room completes the main level. Upstairs, discover a bright and open second level. The primary bedroom includes a walk-in closet, while the second bedroom provides comfort for family or guests. A sun-filled open area with a window offers the perfect space for a home office or den. The generously sized main bathroom is impressive and highly functional - a true luxury for daily living. Located just steps from vibrant shops, the Richmond Hill Centre for the Performing Arts, top-rated schools, and scenic Mill Pond trails, this home delivers the best of community, character, and convenience, making it an ideal choice for families and professionals alike!!!
MississaugaInvestor.ca
30 Elizabeth Street
Semi-Detached · 2bd/2ba · ~1,300 sqft
$699,000
Cash-Flow Report · July 31, 2026
Cap Rate
3.42%
Monthly Cash Flow
-$1,224/mo
Estimated Rent
$3,390/mo
Cash-on-Cash
-9.58%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,390 |
| Mortgage | −$3,217 |
| Property Tax | −$419 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$583 |
| Vacancy (5%) | −$170 |
| Cash Flow | -$1,224/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$40,680 |
| Vacancy (5%) | −$2,034 |
| Property Tax | −$5,033 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$6,990 |
| Annual NOI | $23,923 |
| Cap Rate | 3.42% |
Cash Required to Close
| Down Payment (20%) | $139,800 |
| Ontario Land Transfer Tax | $10,455 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $153,255 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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