1806- 85 Oneida Crescent, Richmond Hill
Richmond Hill
$475,900
Cash flow, cap rate & mortgage breakdown
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Listed by RCL REALTY INC.
Investment Analysis
Key Facts
Type
Condo Apartment
Bedrooms
1
Bathrooms
1
Days on Market
12
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$1,800/mo
Estimated from market price-to-rent ratios
Remarks
Lux. 4 yrs new 'Pemberton' built quality, classic building. Very bright,very clean, mint condition, open concept spacious rooms. 555sqft + large, full front balcony. Beautiful east open view on high floor - no building blocking your view! Carpet free, laminate and ceramic tile floor.9' ceiling, undermount sinks. Building features: Party rm with Kitchen & Bar, outdoor terrace with BBQs, Saunas & change rms, large gym with fitness equipment, guest room and 24 hr. concierge. Very clean. close to all amenities, located in the heart of the city's business hub, public transit, York region and GO buses terminal.governments offices and supermarkets.
MississaugaInvestor.ca
1806- 85 Oneida Crescent
Condo Apartment · 1bd/1ba · ~550 sqft
$475,900
Cash-Flow Report · August 1, 2026
Cap Rate
1.68%
Monthly Cash Flow
-$1,525/mo
Estimated Rent
$1,800/mo
Cash-on-Cash
-17.57%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$1,800 |
| Mortgage | −$2,191 |
| Property Tax | −$286 |
| Insurance | −$225 |
| Condo Fee | −$533 |
| Vacancy (5%) | −$90 |
| Cash Flow | -$1,525/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$21,600 |
| Vacancy (5%) | −$1,080 |
| Property Tax | −$3,426 |
| Insurance | −$2,700 |
| Condo Fee | −$6,396 |
| Annual NOI | $7,998 |
| Cap Rate | 1.68% |
Cash Required to Close
| Down Payment (20%) | $95,180 |
| Ontario Land Transfer Tax | $5,993 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $104,173 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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