
77 McCague Avenue, Richmond Hill
Richmond Hill
$1,356,000
Cash flow, cap rate & mortgage breakdown
Enter your email to unlock them right here.
Free forever. No credit card. Unsubscribe anytime.
Listed by HOMELIFE LANDMARK REALTY INC.
Investment Analysis
Key Facts
Type
Semi-Detached
Bedrooms
4
Bathrooms
6
Days on Market
16
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$3,900/mo
Estimated from market price-to-rent ratios
Remarks
Breathtaking Ravine Views! Stunning 4-Year-New Fieldgate Semi-Detached Home in Prestigious Richlands. Offering approximately 2,328 sq. ft. of beautifully upgraded living space, this open-concept home features a thoughtfully designed layout ideal for modern family living and multi-generational households. *** Premium Lot: Directly facing a peaceful, protected ravine for ultimate privacy. *** Elite Craftsmanship: Built by Fieldgate Homes; features 9ft ceilings on the main & 2nd floors with thousands in premium upgrades. *** Superior Layout (4+2 Bed, 5.5 Bath): Rare 2nd-floor footprint where all 4 bedrooms have ensuite access (including 2 grand primary suites). *** Gourmet chef's kitchen with granite counters, high-end S/S appliances, and a large island flowing seamlessly into the expansive open-concept family room, perfect for everyday family living and entertaining, with walkout to a private fenced yard. *** Lower Level: Adds extensive flexible space for family recreation, a gym, or media room. *** Unmatched Location: Minutes to top-rated schools, Richmond Green Park, Costco, Home Depot, diverse shopping, and quick Hwy 404 access.A spectacular combination of size, view, and value-turnkey and ready to enjoy!
MississaugaInvestor.ca
77 McCague Avenue
Semi-Detached · 4bd/6ba · ~2,250 sqft
$1,356,000
Cash-Flow Report · August 2, 2026
Cap Rate
1.36%
Monthly Cash Flow
-$4,705/mo
Estimated Rent
$3,900/mo
Cash-on-Cash
-18.96%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,900 |
| Mortgage | −$6,241 |
| Property Tax | −$814 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,130 |
| Vacancy (5%) | −$195 |
| Cash Flow | -$4,705/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$46,800 |
| Vacancy (5%) | −$2,340 |
| Property Tax | −$9,763 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$13,560 |
| Annual NOI | $18,437 |
| Cap Rate | 1.36% |
Cash Required to Close
| Down Payment (20%) | $271,200 |
| Ontario Land Transfer Tax | $23,595 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $297,795 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
Get the Full Cash-Flow Report
A one-page PDF: cap rate, cash flow, mortgage breakdown, NOI and total cash to close — all assumptions in one printable summary.
Also unlocks cap rate, sold comps & mortgage detail.