
12 Indigo Street, Richmond Hill
Richmond Hill
$1,688,000
Cash flow, cap rate & mortgage breakdown
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Listed by HOMELIFE EAGLE REALTY INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
5
Bathrooms
4
Days on Market
17
Price Drop
5%
Year Built
N/A
Status
Active
Basement Income
Finished Basement
Rent Estimate
$4,700/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to this beautifully maintained 4-bedroom detached Greepark home, ideally situated in the prestigious Rouge Woods neighbourhood, known for its quiet family friendly streets, abundant green spaces & safe atmosphere. Step into a spacious foyer with elegant ceramic flooring, leading to an original oak hardwood staircase illuminated by a stunning glass skylight which floods the home with natural sunlight. The freshly painted interior offers a warm, inviting feel throughout. The main floor features a double sideded glass fireplace separating the living & dinning rooms, creating a cozy yet open layout. A gorgeous bay windowin the living room & large glass sliding door in the dining area invite ample sunlight & provide access to a fully fenced backyard. An enclosed front porch adds charm & functionality. Breakfast area offers an informal relaxed space to dine & is seamlessly connected to the kitchen.The second floor offers four spacious bedrooms, perfect for a growing family.The primary bedroom features laminate flooring, a walk-in closet with a window, and a bright 4-piece ensuite for added privacy and comfort.Also on the second floor are three additional well-sized bedrooms all filled with natural light, each offering built-in closets. Two bedrooms are finished with laminate flooring, while the third is comfortably carpeted ideal for a childs room, guest space, or home office.The finished basement provides additional living space with endless possibilities ideal for a family room, home office, gym, or guest suite, complete with a full bathroom & plenty of storage. Updates include new roof ( 2017 ) garage door replacement (2018). Located near top rated schools like Bayview Secondary & Richmond Rose Public Schools, shopping centers, banks, walk-in clinics, public transport , Highway 404 & 407. This move in-ready home combines comfort, character, and convenience in one of Richmond Hills most sought after neighbourhoods. Why wait? This home is ready to be yours.
MississaugaInvestor.ca
12 Indigo Street
Detached · 5bd/4ba · ~2,250 sqft
$1,688,000
Cash-Flow Report · August 3, 2026
Cap Rate
1.29%
Monthly Cash Flow
-$5,950/mo
Estimated Rent
$4,700/mo
Cash-on-Cash
-19.25%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,700 |
| Mortgage | −$7,770 |
| Property Tax | −$1,013 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,407 |
| Vacancy (5%) | −$235 |
| Cash Flow | -$5,950/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$56,400 |
| Vacancy (5%) | −$2,820 |
| Property Tax | −$12,154 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$16,880 |
| Annual NOI | $21,846 |
| Cap Rate | 1.29% |
Cash Required to Close
| Down Payment (20%) | $337,600 |
| Ontario Land Transfer Tax | $30,235 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $370,835 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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