707- 95 Oneida Crescent, Richmond Hill
Richmond Hill
$499,000
Cash flow, cap rate & mortgage breakdown
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Listed by CENTURY 21 LEADING EDGE REALTY INC.
Investment Analysis
Key Facts
Type
Condo Apartment
Bedrooms
2
Bathrooms
2
Days on Market
20
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,200/mo
Estimated from market price-to-rent ratios
Remarks
Welcome To Era Condo By Pemberton! This 2B and 2 Bathrooms Right In The Prime Location Of Yonge & Hwy 7. New Painting, 9ft Ceiling. Huge Sun-Filled Floor To Ceiling Windows. Functional layout with proper separation of bedrooms, Open Space Gourmet Kitchen With S/S Appliances. Laminate Flooring Throughout. Large Balcony. Walk-in Closet in Primary Br, Enjoy The Amenities 24hr Concierge, Gym, Party Room, Rooftop Deck, Mins To Shops & Restaurants, Langstaff GO, Hwy 404/407, Parks. Step to Community Center. Get The Lifestyle Of Luxury And Convenience In A Safe Neighborhood With Reputable Schools.
MississaugaInvestor.ca
707- 95 Oneida Crescent
Condo Apartment · 2bd/2ba · ~750 sqft
$499,000
Cash-Flow Report · July 31, 2026
Cap Rate
2.31%
Monthly Cash Flow
-$1,336/mo
Estimated Rent
$2,200/mo
Cash-on-Cash
-14.67%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,200 |
| Mortgage | −$2,297 |
| Property Tax | −$299 |
| Insurance | −$225 |
| Condo Fee | −$605 |
| Vacancy (5%) | −$110 |
| Cash Flow | -$1,336/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$26,400 |
| Vacancy (5%) | −$1,320 |
| Property Tax | −$3,593 |
| Insurance | −$2,700 |
| Condo Fee | −$7,260 |
| Annual NOI | $11,527 |
| Cap Rate | 2.31% |
Cash Required to Close
| Down Payment (20%) | $99,800 |
| Ontario Land Transfer Tax | $6,455 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $109,255 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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