63 George Kirby Street, Vaughan
Vaughan
$1,399,000
Cash flow, cap rate & mortgage breakdown
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Listed by ROYAL LEPAGE SIGNATURE REALTY
Investment Analysis
Key Facts
Type
Att/Row/Townhouse
Bedrooms
4
Bathrooms
4
Days on Market
26
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Finished Basement
Rent Estimate
$3,950/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to this beautiful and spacious townhouse in one of Vaughan's most desirable neighbourhoods. This well-maintained home offers a bright, open-concept layout designed for comfortable family living and effortless entertaining. The home features a private built-in elevator, providing seamless mobility and luxury. The modern kitchen features stainless steel appliances, granite countertops, ample cabinetry, and a seamless flow into the generous dining and living areas. The upper level offers spacious bedrooms, including a primary suite complete with a walk-in closet and private ensuite bathroom. Laundry is conveniently located next to the bedrooms, adding everyday ease and functionality. Step outside to enjoy the expansive rooftop terrace, an ideal space for relaxing, entertaining, or enjoying panoramic views with family and friends. The finished basement provides valuable additional living space, perfect for a recreation room, home office, gym, or guest area. Ideally located close to top-rated schools, parks, public transit, shopping, restaurants, and everyday amenities, this home delivers the perfect balance of comfort, functionality, and convenience. An excellent opportunity for families, professionals, or investors looking to own in a prime Vaughan location.
MississaugaInvestor.ca
63 George Kirby Street
Att/Row/Townhouse · 4bd/4ba · ~1,750 sqft
$1,399,000
Cash-Flow Report · August 3, 2026
Cap Rate
1.3%
Monthly Cash Flow
-$4,929/mo
Estimated Rent
$3,950/mo
Cash-on-Cash
-19.25%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,950 |
| Mortgage | −$6,439 |
| Property Tax | −$851 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,166 |
| Vacancy (5%) | −$198 |
| Cash Flow | -$4,929/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$47,400 |
| Vacancy (5%) | −$2,370 |
| Property Tax | −$10,213 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$13,990 |
| Annual NOI | $18,127 |
| Cap Rate | 1.3% |
Cash Required to Close
| Down Payment (20%) | $279,800 |
| Ontario Land Transfer Tax | $24,455 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $307,255 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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