
133 Romfield Circuit, Markham
Markham
$1,199,888
Cash flow, cap rate & mortgage breakdown
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Listed by RE/MAX REALTY SERVICES INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
5
Bathrooms
4
Days on Market
29
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,445/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
Rare find in Thornhill's coveted Bayview/Romfield pocket - an extra-deep 175 ft lot with a move-in-ready bungalow that checks every box! Step inside to fresh paint and new pot lights throughout the open-concept living and dining area, where hardwood floors and abundant natural light set the tone. The eat-in kitchen offers granite counters and a breakfast bar, ready for your morning routine. Retreat to the primary bedroom with walk-out deck access to your own private backyard oasis, featuring a spacious deck built around a hot tub, tucked among mature trees for total privacy - the perfect spot to unwind after a long day, any time of year. Downstairs, the finished walk-out basement is a genuine bonus: newly finished vinyl flooring, a second kitchen, two additional bedrooms, and a fireplace-warmed family room with walk-out to the patio and a separate side entrance, ideal for in-laws, extended family, or income potential. Upgraded bathrooms complete the package. All this steps from top schools, shops, transit, and highways 404 and 407.
MississaugaInvestor.ca
133 Romfield Circuit
Detached · 5bd/4ba · ~1,300 sqft
$1,199,888
Cash-Flow Report · July 31, 2026
Cap Rate
2.94%
Monthly Cash Flow
-$2,588/mo
Estimated Rent
$5,095/mo
Cash-on-Cash
-11.79%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$5,095 |
| Mortgage | −$5,523 |
| Property Tax | −$680 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,000 |
| Vacancy (5%) | −$255 |
| Cash Flow | -$2,588/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$61,140 |
| Vacancy (5%) | −$3,057 |
| Property Tax | −$8,159 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$11,999 |
| Annual NOI | $35,225 |
| Cap Rate | 2.94% |
Cash Required to Close
| Down Payment (20%) | $239,977.6 |
| Ontario Land Transfer Tax | $20,473 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $263,450.6 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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