28 Innis Crescent, Richmond Hill
Richmond Hill
$1,458,000
Cash flow, cap rate & mortgage breakdown
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Listed by CENTURY 21 HERITAGE GROUP LTD.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
4
Bathrooms
3
Days on Market
29
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$4,200/mo
Estimated from market price-to-rent ratios
Remarks
This is a lovely home with exceptional curb appeal, scalloped gardens & a newer interlocking stone driveway on a highly desirable quiet street just a short walk to Mill Pond. Beautiful quality renovated main floor done with great taste & a lovely layout. The kitchen is stunning & a beautiful gathering place w/ a huge island, gorgeous cabinetry, large windows & spacious dining area, plus an inviting walkout to the serene gardens. The classic family room offers additional cosy living space w/ another walk-out to the newer interlocking patio. The yard is a true delight here; very spacious w/ multiple seating areas, mature trees, & nice hedges. There's a bright main floor laundry, 4 bedrooms up w/ a lovely primary featuring a large w-in closet & renovated bath w/ w-in shower. There are 3 additional bedrooms. Lower level is a nicely finished space for use as an additional recreational area, office or gym & has lots of storage. The grounds are meticulous both front & back with summer entertaining areas & space to play & relax. You won't want to miss this one!
MississaugaInvestor.ca
28 Innis Crescent
Detached · 4bd/3ba · ~2,250 sqft
$1,458,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.38%
Monthly Cash Flow
-$5,036/mo
Estimated Rent
$4,200/mo
Cash-on-Cash
-18.87%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,200 |
| Mortgage | −$6,711 |
| Property Tax | −$875 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,215 |
| Vacancy (5%) | −$210 |
| Cash Flow | -$5,036/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$50,400 |
| Vacancy (5%) | −$2,520 |
| Property Tax | −$10,498 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$14,580 |
| Annual NOI | $20,102 |
| Cap Rate | 1.38% |
Cash Required to Close
| Down Payment (20%) | $291,600 |
| Ontario Land Transfer Tax | $25,635 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $320,235 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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