108 Sunset Terrace, Vaughan
Vaughan
$1,099,000
Cash flow, cap rate & mortgage breakdown
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Listed by REMAX YOUR COMMUNITY REALTY
Investment Analysis
Key Facts
Type
Att/Row/Townhouse
Bedrooms
4
Bathrooms
3
Days on Market
33
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$3,650/mo
Estimated from market price-to-rent ratios
Remarks
Stunning, extensively upgraded freehold townhouse on a premium corner lot in the highly sought-after Vellore Village community of Vaughan. This bright, modern home offers a functional layout with hardwood flooring throughout the main and second levels, plus a carpet-free finished walk-out basement. Exceptional professionally built oversized deck. Featuring vinyl flooring, glass railings, and a built-in pergola, creating a seamless indoor-outdoor living space off the breakfast area. Interior upgrades include a renovated powder room with new vanity, mirror and lighting. All three bathrooms feature white quartz countertops, updated fixtures, modern lighting and mirrors. All light fixtures and interior door hardware have been upgraded with stylish modern finishes. The kitchen features granite countertops and upgraded stainless steel appliances, including stove, LG refrigerator and dishwasher, along with a stainless steel range hood, and overlooks the bright family room with fireplace. The finished walk-out basement provides exceptional versatility with a spacious recreation area, open-concept space ideal for a home office or studio-style sleeping area, and interior access from the garage, along with direct backyard walk-out, offering excellent flexibility for extended family use. Exterior enhancements include upgraded lighting, professional front and side interlocking providing convenient backyard access, and excellent curb appeal. Smart home features include exterior security cameras covering the front, side and rear, Ring doorbell, smart door lock, and security sensors. Ideally situated in the heart of Vellore Village, just minutes from Cortellucci Vaughan Hospital, Vaughan Mills Shopping Centre, Canada's Wonderland, Highway 400, excellent schools, parks, restaurants, shopping, and everyday conveniences.
MississaugaInvestor.ca
108 Sunset Terrace
Att/Row/Townhouse · 4bd/3ba · ~1,750 sqft
$1,099,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.81%
Monthly Cash Flow
-$3,402/mo
Estimated Rent
$3,650/mo
Cash-on-Cash
-16.92%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,650 |
| Mortgage | −$5,059 |
| Property Tax | −$669 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$916 |
| Vacancy (5%) | −$183 |
| Cash Flow | -$3,402/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$43,800 |
| Vacancy (5%) | −$2,190 |
| Property Tax | −$8,023 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$10,990 |
| Annual NOI | $19,897 |
| Cap Rate | 1.81% |
Cash Required to Close
| Down Payment (20%) | $219,800 |
| Ontario Land Transfer Tax | $18,455 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $241,255 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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