
72 Vincent Street, Newmarket
Newmarket
$849,000
Cash flow, cap rate & mortgage breakdown
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Listed by RE/MAX REALTRON TURNKEY REALTY
Investment Analysis
Key Facts
Type
Detached
Bedrooms
3
Bathrooms
2
Days on Market
37
Price Drop
2%
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,950/mo
Estimated from market price-to-rent ratios
Remarks
Beautifully restored and thoughtfully updated detached family home set on a premium 63 x 100 ft wide lot in one of Newmarket's most walkable and established neighbourhoods. Steps to historic Main St, Fairy Lake, shops, restaurants, parks & transit, this affordable gem offers a perfect blend of character & convenience, with modern comfort & style; Ideal for families, downsizers, or 1st time buyers seeking a space & lifestyle upgrade in a prime downtown location. Filled with warmth, natural light & tasteful upgrades, this circa-1915 home showcases timeless craftsmanship with 9-ft ceilings (main), hardwood flooring, wide baseboards & original millwork throughout. The updated kitchen features sleek quartz countertops & SS appliances, while the mudroom/home ofc with heated-floors & 3-piece bathroom add everyday convenience & functionality. Gather w family & friends in the bright, sun-filled Living Rm & celebrate special occasions in the spacious Dining Rm.Upstairs, you'll find 3 spacious bedrooms, a large reno'd 4-piece bathrm, light hardwood flooring & unique built-ins that enhance this unique residence's character & charm. Step outside to your private, tree-lined backyard retreat; an entertainer's dream, complete w an expansive deck, gas BBQ line & fully-fenced yard, ideal for kids & pets. The detached garage with service pit & huge paved driveway provide parking for 6 vehicles. Slow your roll & welcome each day w coffee on the sunny front porch & wrap up with a rejuvenating sauna in your own peaceful backyard retreat. Major updates include reno'd kitchen & bathrms, hrdwd flrs/staircase, Gas Furnace & A/C, Windows, 200 Amp Elec, Sauna, exterior siding, upgraded insulation & more! Effortless living meets modern convenience in this move-in-ready home, steps from everything that makes downtown Newmarket so special. Don't miss a rare opportunity to own an affordable, detached home on a private, pool-sized lot in one of Newmarket's most sought-after, vibrant communities!
MississaugaInvestor.ca
72 Vincent Street
Detached · 3bd/2ba · ~1,300 sqft
$849,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.82%
Monthly Cash Flow
-$2,619/mo
Estimated Rent
$2,950/mo
Cash-on-Cash
-16.87%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,950 |
| Mortgage | −$3,908 |
| Property Tax | −$580 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$708 |
| Vacancy (5%) | −$148 |
| Cash Flow | -$2,619/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$35,400 |
| Vacancy (5%) | −$1,770 |
| Property Tax | −$6,962 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$8,490 |
| Annual NOI | $15,478 |
| Cap Rate | 1.82% |
Cash Required to Close
| Down Payment (20%) | $169,800 |
| Ontario Land Transfer Tax | $13,455 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $186,255 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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