5609- 225 Commerce Street, Vaughan
Vaughan
$399,000
Cash flow, cap rate & mortgage breakdown
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Listed by CENTURY 21 LEADING EDGE REALTY INC.
Investment Analysis
Key Facts
Type
Condo Apartment
Bedrooms
2
Bathrooms
2
Days on Market
42
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,050/mo
Estimated from market price-to-rent ratios
Remarks
Brand-New, stylish 1+Den Unit located in the heart of Vaughan. The primary bedroom offers generous closet rand-New, stylish 1+Den Unit located in the heart of Vaughan. The primary bedroom offers generous closet space and large windows. The Den can be converted to 2nd bedroom with large windows. Enjoy the open-concept design with a modern stainless steel kitchen and walkout your own private balcony. Walking distance to TTC Subway, VIVA, YRT, GO, entertainment, restaurants and offices, and close to Other Amenities.
MississaugaInvestor.ca
5609- 225 Commerce Street
Condo Apartment · 2bd/2ba · ~650 sqft
$399,000
Cash-Flow Report · July 31, 2026
Cap Rate
3.14%
Monthly Cash Flow
-$793/mo
Estimated Rent
$2,050/mo
Cash-on-Cash
-10.91%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,050 |
| Mortgage | −$1,837 |
| Property Tax | −$243 |
| Insurance | −$225 |
| Condo Fee | −$435 |
| Vacancy (5%) | −$103 |
| Cash Flow | -$793/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$24,600 |
| Vacancy (5%) | −$1,230 |
| Property Tax | −$2,913 |
| Insurance | −$2,700 |
| Condo Fee | −$5,220 |
| Annual NOI | $12,537 |
| Cap Rate | 3.14% |
Cash Required to Close
| Down Payment (20%) | $79,800 |
| Ontario Land Transfer Tax | $4,460 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $87,260 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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