
24 Loyal Blue Crescent, Richmond Hill
Richmond Hill
$1,698,000
Cash flow, cap rate & mortgage breakdown
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Listed by HOMELIFE LANDMARK REALTY INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
7
Bathrooms
5
Days on Market
63
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Finished Basement
Rent Estimate
$4,700/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to 24 Loyal Blue Crescent, nestled in a quiet, vibrant, and family-friendly community. This exceptional residence offers over 5,100 sq. ft. of living space (MPAC Above Grade: 3,339 sq. ft.) on a premium ravine lot backing onto natural surroundings and walking trails, providing privacy, tranquillity, and beautiful views. Proudly owned and well maintained by its original owner, this spacious home features 5 generous bedrooms, including a primary bedroom with an ensuite and a secondary bedroom with its own 2-piece ensuite, offering flexibility for extended family, guests, or a private home office. A standout feature is the finished basement, complete with 2 bedrooms, a full washroom, and two separate walk-out entrances, providing excellent versatility for extended-family living, guest accommodations, recreation space, or future potential. Conveniently located within walking distance to schools and with easy access to public transit, this home is ideal for growing families. Residents also enjoy proximity to parks, shopping centres, restaurants, medical facilities, community amenities, and major transportation routes.No sidewalk across the driveway provides additional parking space and added convenience. This is a rare opportunity to own a well-maintained home offering exceptional space, versatility, and a desirable ravine setting in an established family neighbourhood.
MississaugaInvestor.ca
24 Loyal Blue Crescent
Detached · 7bd/5ba · ~3,250 sqft
$1,698,000
Cash-Flow Report · August 1, 2026
Cap Rate
1.28%
Monthly Cash Flow
-$6,010/mo
Estimated Rent
$4,700/mo
Cash-on-Cash
-19.33%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,700 |
| Mortgage | −$7,816 |
| Property Tax | −$1,019 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,415 |
| Vacancy (5%) | −$235 |
| Cash Flow | -$6,010/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$56,400 |
| Vacancy (5%) | −$2,820 |
| Property Tax | −$12,226 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$16,980 |
| Annual NOI | $21,674 |
| Cap Rate | 1.28% |
Cash Required to Close
| Down Payment (20%) | $339,600 |
| Ontario Land Transfer Tax | $30,435 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $373,035 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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