95 Alpaca Drive, Richmond Hill
Richmond Hill
$1,888,800
Cash flow, cap rate & mortgage breakdown
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Listed by HOMELIFE/BAYVIEW REALTY INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
6
Bathrooms
5
Days on Market
63
Price Drop
1%
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,445/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
"Premium Ravine Lot" Nestled In The Sought-After Jefferson Neighbourhood! This Meticulously Maintained 4+2 Bedroom Home Features A "Finished Walk-Up Basement With Separate Entrance" - Ideal For Extended Family Or Income Potential. The 2nd Floor Has Been "Fully Renovated" With New Hardwood Flooring, New Lighting Fixtures, Upgraded Bathrooms Boasting New Toilets, Faucets & Stunning Marble Countertops. The Main Level Impresses With Airy Tall Ceilings, An Open Concept Gourmet Kitchen Overlooking The Beautiful Ravine, Tall Cabinets, Stainless Steel Appliances, Hardwood Flooring & Pot Lights Throughout. Surrounded By Hiking Trails & Parks, This Home Sits In A Top-Ranking School Zone Including Richmond Hill HS & St. Theresa of Lisieux HS. Steps To Public Transit, Shopping, Banks & Restaurants With Easy Access To Yonge St - The Perfect Blend Of Nature & Urban Convenience.
MississaugaInvestor.ca
95 Alpaca Drive
Detached · 6bd/5ba · ~3,250 sqft
$1,888,800
Cash-Flow Report · July 31, 2026
Cap Rate
1.97%
Monthly Cash Flow
-$5,598/mo
Estimated Rent
$6,345/mo
Cash-on-Cash
-16.19%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$6,345 |
| Mortgage | −$8,694 |
| Property Tax | −$1,133 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,574 |
| Vacancy (5%) | −$317 |
| Cash Flow | -$5,598/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$76,140 |
| Vacancy (5%) | −$3,807 |
| Property Tax | −$13,599 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$18,888 |
| Annual NOI | $37,146 |
| Cap Rate | 1.97% |
Cash Required to Close
| Down Payment (20%) | $377,760 |
| Ontario Land Transfer Tax | $34,251 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $415,011 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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