
6 Loyal Blue Crescent, Richmond Hill
Richmond Hill
$1,538,900
Cash flow, cap rate & mortgage breakdown
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Listed by RE/MAX REALTRON REALTY INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
5
Bathrooms
4
Days on Market
64
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,445/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
**RAVINE LOT**Welcome to 6 Loyal Blue Cres-the largest home on the street, a solid well maintained family residence on apremium Ravine Lot in Richmond Hill, within one of the area's most coveted school communities. Freshly paintedthroughout with brand-new LED lighting in whole house, this 5-bedroom home is move-in ready, function, and a trueconnection to nature.Step inside to your right, a private separate staircase leads up to a spacious Huge 5th bedroom - featuring a 3-pcensuite and its own sitting area. This self-contained retreat is ideal as an in-law suite, nanny suite, orincome-generating space to help offset the mortgage. Its generous size and private access make it a rare andversatile bonus on the street - a thoughtful design you won't find everywhere.Beyond the welcoming foyer, an elegant open circular oak staircase anchors a bright, functional main floor featurehardwood floor, a gracious living room, formal dining room, family room, and a Den, The kitchen flows into asun-filled breakfast area that walks out to a wood deck and steps down to a beautiful patio - perfect for morningcoffee or summer entertaining.Relax in the cozy living room by the fireplace, taking in tranquil views of the private ravine backyard - a peaceful,serene setting to call home.Upstairs, the home offers $ generously sized bedrooms. The huge master bedroom is a true retreat with a sittingarea, his & hers closets, and a 5-pc ensuite, plus an exceptionally large sitting area.The basement landing easily fits a table tennis setup. Double driveway parks up to 4 cars.Within the sought-after Richmond Hill HS and Bernard P.S. district, with reputable private schools nearby. Walk toYonge, plazas, supermarkets, dining, and transit. A rare opportunity - move in and enjoy.
MississaugaInvestor.ca
6 Loyal Blue Crescent
Detached · 5bd/4ba · ~3,250 sqft
$1,538,900
Cash-Flow Report · July 31, 2026
Cap Rate
2.21%
Monthly Cash Flow
-$4,245/mo
Estimated Rent
$5,545/mo
Cash-on-Cash
-15.07%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$5,545 |
| Mortgage | −$7,083 |
| Property Tax | −$923 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,282 |
| Vacancy (5%) | −$277 |
| Cash Flow | -$4,245/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$66,540 |
| Vacancy (5%) | −$3,327 |
| Property Tax | −$11,080 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$15,389 |
| Annual NOI | $34,044 |
| Cap Rate | 2.21% |
Cash Required to Close
| Down Payment (20%) | $307,780 |
| Ontario Land Transfer Tax | $27,253 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $338,033 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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