145 Main Street, Markham
Markham
$3,940,000
Cash flow, cap rate & mortgage breakdown
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Listed by JDL REALTY INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
0
Bathrooms
2
Days on Market
71
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$5,500/mo
Estimated from market price-to-rent ratios
Remarks
Rare Opportunity To Own A Landmark Property On Prestigious Main Street Unionville Within The Historic Heritage District. Backing Directly Onto Bruce Creek And Mature Ravine Greenery, This Unique Residence Offers A Rare Blend Of Historic Charm, Privacy, And Estate-Like Living On An Expansive Lot Rarely Found In The Area. The Building Has A Dedicated Fiber Optic Connection, Ideal For Modern Living And Remote Work Needs. Protected By Heritage Conservation And Main Street Character Controls, This Property Represents Exceptional Long-Term Prestige Within One Of Markham's Most Desirable And Iconic Communities. An Irreplaceable Opportunity For Discerning Buyers Seeking Timeless Character, Tranquil Natural Surroundings, And Premier Main Street Unionville Living.
MississaugaInvestor.ca
145 Main Street
Detached · 0bd/2ba · ~4,250 sqft
$3,940,000
Cash-Flow Report · July 31, 2026
Cap Rate
-0.16%
Monthly Cash Flow
-$18,651/mo
Estimated Rent
$5,500/mo
Cash-on-Cash
-25.55%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$5,500 |
| Mortgage | −$18,135 |
| Property Tax | −$2,233 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$3,283 |
| Vacancy (5%) | −$275 |
| Cash Flow | -$18,651/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$66,000 |
| Vacancy (5%) | −$3,300 |
| Property Tax | −$26,792 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$39,400 |
| Annual NOI | $-6,192 |
| Cap Rate | -0.16% |
Cash Required to Close
| Down Payment (20%) | $788,000 |
| Ontario Land Transfer Tax | $84,975 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $875,975 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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