19 Spadina Road, Richmond Hill
Richmond Hill
$2,880,000
Cash flow, cap rate & mortgage breakdown
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Listed by KW Living Realty
Investment Analysis
Key Facts
Type
Detached
Bedrooms
6
Bathrooms
5
Days on Market
105
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$5,950/mo
Estimated from market price-to-rent ratios
Remarks
Discover luxury living in this stunning 4514 sqft residence w/ 9ft G floor. Offering 5 spacious bdrms & exceptional curb appeal with a stone driveway & beautifully landscaped front yard. A grand 2-storey foyer welcomes you with a dazzling crystal chandelier. The bright, oversized kitchen features S.S. appliances, stone countertops & ample space for family gatherings. The gorgeous finished W/O bsmt is an entertainer's dream, completed with a recrm, bdrm, home theatre, wet bar & 4pc bath. Step outside to a professionally landscaped backyard oasis showcasing a gazebo, deck, stone patio, mature trees & vibrant flower beds, ideal for relaxing & entertaining. Conveniently located near shopping plazas, parks, schools, bus, situated within the boundary of top-ranking Bayview Hill E.S., Bayview Sec Schl & Thornlea S.S.
MississaugaInvestor.ca
19 Spadina Road
Detached · 6bd/5ba · ~4,250 sqft
$2,880,000
Cash-Flow Report · July 31, 2026
Cap Rate
0.54%
Monthly Cash Flow
-$11,957/mo
Estimated Rent
$5,950/mo
Cash-on-Cash
-22.51%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$5,950 |
| Mortgage | −$13,256 |
| Property Tax | −$1,728 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$2,400 |
| Vacancy (5%) | −$298 |
| Cash Flow | -$11,957/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$71,400 |
| Vacancy (5%) | −$3,570 |
| Property Tax | −$20,736 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$28,800 |
| Annual NOI | $15,594 |
| Cap Rate | 0.54% |
Cash Required to Close
| Down Payment (20%) | $576,000 |
| Ontario Land Transfer Tax | $58,475 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $637,475 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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