75 Ritson Road, Oshawa
Oshawa
$699,000
Cash flow, cap rate & mortgage breakdown
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Listed by CONCORD REALTY GROUP INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
7
Bathrooms
2
Days on Market
3
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,950/mo
Estimated from market price-to-rent ratios
Remarks
Excellent Investment Property or for First Time Buyers! Large 2-1/2 Storey Solid Brick Home, Close to Costco and All Amenities! Newly renovated main floor and basement; with new laundry, main floor kitchen, laminate flooring, doors, paint and various upgrades throughout. Home features 2 kitchens, 5 above grade bedrooms and 2 full baths. Large fenced Back Yard with Gate. Sited on a bus route and in proximity to Highway 401.
MississaugaInvestor.ca
75 Ritson Road
Detached · 7bd/2ba · ~1,300 sqft
$699,000
Cash-Flow Report · August 4, 2026
Cap Rate
2.11%
Monthly Cash Flow
-$1,986/mo
Estimated Rent
$2,950/mo
Cash-on-Cash
-15.55%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,950 |
| Mortgage | −$3,217 |
| Property Tax | −$763 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$583 |
| Vacancy (5%) | −$148 |
| Cash Flow | -$1,986/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$35,400 |
| Vacancy (5%) | −$1,770 |
| Property Tax | −$9,157 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$6,990 |
| Annual NOI | $14,783 |
| Cap Rate | 2.11% |
Cash Required to Close
| Down Payment (20%) | $139,800 |
| Ontario Land Transfer Tax | $10,455 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $153,255 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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