
49 Clementine Square, Toronto E09
Toronto E09
$899,900
Cash flow, cap rate & mortgage breakdown
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Listed by RE/MAX CROSSROADS REALTY INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
5
Bathrooms
3
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,445/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
Welcome to 49 Clementine Square, a beautifully renovated bungalow that perfectly blends modern comfort with outstanding income potential in the heart of sought-after Woburn. Whether you're looking for your forever home, a multi-generational living solution, or a smart investment, this property checks every box. The bright and spacious main floor features 3 generous bedrooms, a sun-filled open-concept living and dining area with a striking fireplace, pot lights, large windows, and a beautifully updated kitchen complete with stainless steel appliances and contemporary finishes. Walk out through sliding glass doors to a large deck overlooking the private, fully fenced backyard, an ideal space for entertaining, relaxing, or enjoying family time. The fully finished lower level offers two self-contained basement apartments with a separate side entrance, creating an excellent opportunity to generate substantial rental income or accommodate extended family while maintaining privacy. Recent updates include a newer furnace, modern finishes throughout, and a newly completed driveway. Ideally located just minutes from the University of Toronto Scarborough, Centennial College, Highway 401, TTC, schools, parks, shopping, restaurants, and everyday amenities, this home offers exceptional convenience and lasting value. A rare opportunity to own a move-in-ready property that combines stylish living, incredible flexibility, and strong income potential in one of Scarborough's most desirable communities. Don't miss this exceptional offering.
MississaugaInvestor.ca
49 Clementine Square
Detached · 5bd/3ba · ~1,300 sqft
$899,900
Cash-Flow Report · August 3, 2026
Cap Rate
3.32%
Monthly Cash Flow
-$1,654/mo
Estimated Rent
$4,395/mo
Cash-on-Cash
-10.05%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,395 |
| Mortgage | −$4,142 |
| Property Tax | −$712 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$750 |
| Vacancy (5%) | −$220 |
| Cash Flow | -$1,654/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$52,740 |
| Vacancy (5%) | −$2,637 |
| Property Tax | −$8,549 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$8,999 |
| Annual NOI | $29,855 |
| Cap Rate | 3.32% |
Cash Required to Close
| Down Payment (20%) | $179,980 |
| Ontario Land Transfer Tax | $14,473 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $197,453 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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