152 Harmony Road, Oshawa
Oshawa
$699,900
Cash flow, cap rate & mortgage breakdown
Enter your email to unlock them right here.
Free forever. No credit card. Unsubscribe anytime.
Listed by Royal Service Real Estate Inc.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
3
Bathrooms
2
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Finished Basement
Rent Estimate
$2,450/mo
Estimated from market price-to-rent ratios
Remarks
Welcome home! This well-maintained 3-bedroom, 2-bath, 1.5-storey gem checks every box. Inside, the combined living and dining room features gleaming hardwood floors and a bright picture window, while the dining area overlooks a truly special backyard. The kitchen was updated in 2012 with durable Corian counters, and the main floor bath has also been refreshed. Upstairs, the primary bedroom offers a walk-in closet for extra storage. The partially finished basement adds versatile living space and includes a 5-year-old 3-piece bath with a large soaker tub - perfect for unwinding.Step outside to your own private oasis: a fully fenced backyard bursting with vegetable and perennial gardens, mature fruit trees, and raspberry bushes, all enjoyed from a private back porch overlooking it all. A detached 1-car garage adds convenience and extra storage.Located close to all amenities and just minutes to Hwy 401, this move-in-ready home offers the perfect blend of comfort, character, and location. Don't miss it!
MississaugaInvestor.ca
152 Harmony Road
Detached · 3bd/2ba · ~1,300 sqft
$699,900
Cash-Flow Report · August 3, 2026
Cap Rate
1.29%
Monthly Cash Flow
-$2,467/mo
Estimated Rent
$2,450/mo
Cash-on-Cash
-19.29%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,450 |
| Mortgage | −$3,222 |
| Property Tax | −$764 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$583 |
| Vacancy (5%) | −$123 |
| Cash Flow | -$2,467/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$29,400 |
| Vacancy (5%) | −$1,470 |
| Property Tax | −$9,169 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$6,999 |
| Annual NOI | $9,062 |
| Cap Rate | 1.29% |
Cash Required to Close
| Down Payment (20%) | $139,980 |
| Ontario Land Transfer Tax | $10,473 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $153,453 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
Get the Full Cash-Flow Report
A one-page PDF: cap rate, cash flow, mortgage breakdown, NOI and total cash to close — all assumptions in one printable summary.
Also unlocks cap rate, sold comps & mortgage detail.