2038 CAMERON LOTT Crescent, Oshawa
Oshawa
$774,990
Cash flow, cap rate & mortgage breakdown
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Listed by RIGHT AT HOME REALTY
Investment Analysis
Key Facts
Type
Att/Row/Townhouse
Bedrooms
3
Bathrooms
3
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,450/mo
Estimated from market price-to-rent ratios
Remarks
New Gorgeous 2 Storey Freehold Townhouse! Located In The Highly Sought After North Oshawa Neighborhood Of Kedron! Close to College, Steps To Bus Stop, Schools, Shopping Centres, Parks. Main Floor Features Living And Dining Room, Separate Office Room, Kitchen with Pantry, Breakfast Area, A 2-Piece Washroom And Garage Access. Second Floor Features Laundry, 3 Spacious Bedrooms, Master Bedroom With Ensuite, Large WIC and Two Bedrooms are Spacious with Large Windows And Closets; Common Washroom with Separate Door for Shower. Unspoiled Spacious Properly Laid Out Basement. 200Amp and automatic garage door opener.
MississaugaInvestor.ca
2038 CAMERON LOTT Crescent
Att/Row/Townhouse · 3bd/3ba · ~1,750 sqft
$774,990
Cash-Flow Report · August 3, 2026
Cap Rate
0.95%
Monthly Cash Flow
-$2,957/mo
Estimated Rent
$2,450/mo
Cash-on-Cash
-20.88%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,450 |
| Mortgage | −$3,567 |
| Property Tax | −$846 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$646 |
| Vacancy (5%) | −$123 |
| Cash Flow | -$2,957/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$29,400 |
| Vacancy (5%) | −$1,470 |
| Property Tax | −$10,152 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$7,750 |
| Annual NOI | $7,328 |
| Cap Rate | 0.95% |
Cash Required to Close
| Down Payment (20%) | $154,998 |
| Ontario Land Transfer Tax | $11,975 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $169,973 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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