
7 Urwin Street, Ajax
Ajax
$1,199,900
Cash flow, cap rate & mortgage breakdown
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Listed by ROYAL SPACE REALTY
Investment Analysis
Key Facts
Type
Detached
Bedrooms
6
Bathrooms
4
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,445/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
Excellent Location! Elegance abounds in this stunning brick-and-stone executive home, featuring 4 spacious bedrooms in a highly desirable neighbourhood. The bright, upgraded kitchen offers a built-in stainless steel microwave and dishwasher, plus a stainless steel fridge and stove. Beautiful crown mouldings and California shutters enhance the elegance throughout the home, while multiple skylights, including one in the primary bedroom, fill the interior with an abundance of natural light. The impressive second-floor family room retreat showcases gleaming hardwood floors, creating the perfect space to relax or entertain. Enjoy the convenience of a main-floor laundry room, central vacuum system, and a separate side entrance leading to the professionally finished basement, offering excellent potential for extended family living. The exterior is equally impressive with beautiful interlocking at the front and back, a meticulously landscaped garden featuring decorative stonework, and the added convenience of a sidewalk-free driveway. This exceptional home combines comfort, style, and outstanding curb appeal in an unbeatable location. A must-see property with too many features to list!
MississaugaInvestor.ca
7 Urwin Street
Detached · 6bd/4ba · ~2,250 sqft
$1,199,900
Cash-Flow Report · August 2, 2026
Cap Rate
2.62%
Monthly Cash Flow
-$2,903/mo
Estimated Rent
$5,195/mo
Cash-on-Cash
-13.22%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$5,195 |
| Mortgage | −$5,523 |
| Property Tax | −$1,090 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,000 |
| Vacancy (5%) | −$260 |
| Cash Flow | -$2,903/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$62,340 |
| Vacancy (5%) | −$3,117 |
| Property Tax | −$13,079 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$11,999 |
| Annual NOI | $31,445 |
| Cap Rate | 2.62% |
Cash Required to Close
| Down Payment (20%) | $239,980 |
| Ontario Land Transfer Tax | $20,473 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $263,453 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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