
939 Catskill Drive, Oshawa
Oshawa
$849,900
Cash flow, cap rate & mortgage breakdown
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Listed by RE/MAX Rouge River Realty Ltd.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
4
Bathrooms
4
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,900/mo
Estimated from market price-to-rent ratios
Remarks
Pride of Place in North West Oshawa. Since 1989, This Home has enjoyed the same level of Care and Upkeep from the same Family. Host to countless Christmas, Easter, Birthday and Baby Shower Celebrations. Over Time, the Neighborhood has Matured and Now features Towering Trees and Shady sidewalks to stroll to Nearby Deer Valley Park, Rose Valley BMX Park and Oshawa Airport Golf Links. The 50 x 120 Foot Fenced lot is seldom found in Newer homes and gives a Pleasing Streetscape. The Classic Living and Dining rooms offer views over the Front and Back yards at a Glance. The Welcoming Foyer with Hardwood floors and curved stairway feels like Home! A Large Kitchen with access to Dining and Breakfast Rooms plus Overlooks the Family Room with Classic Fireplace it makes for Family Mingling and Living a Pleasure, Think House Party Flow ! Sliding Doors to the Sun and BBQ Deck for Entertaining Convenience. The Powder Rm just outside the Spacious Laundry Room with Ceramic Flrs offers Both Garage and Side yard access ... Gardening and Garage work ... Made Easy. The Lower Level Boasts an Enormous Rec Room with Classic Wet Bar and Recessed Lighting. A Den (or Guest Room) with access to 3 Pce Bath with Heat Lamp and Wicc Closet. Don't miss the Storage Cellar ! Finally, The all Important Storage Utility Areas Complete this Wonderful Opportunity. ! Shingles 2017, Furnace and Central Air 2019
MississaugaInvestor.ca
939 Catskill Drive
Detached · 4bd/4ba · ~2,250 sqft
$849,900
Cash-Flow Report · August 2, 2026
Cap Rate
1.26%
Monthly Cash Flow
-$3,018/mo
Estimated Rent
$2,900/mo
Cash-on-Cash
-19.42%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,900 |
| Mortgage | −$3,912 |
| Property Tax | −$928 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$708 |
| Vacancy (5%) | −$145 |
| Cash Flow | -$3,018/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$34,800 |
| Vacancy (5%) | −$1,740 |
| Property Tax | −$11,134 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$8,499 |
| Annual NOI | $10,727 |
| Cap Rate | 1.26% |
Cash Required to Close
| Down Payment (20%) | $169,980 |
| Ontario Land Transfer Tax | $13,473 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $186,453 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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